873 Black Mountain Rd, Toccoa, GA 30577 Property Records

Habersham County property record for 873 Black Mountain Rd, Toccoa, GA 30577

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,444 sqft · built 1932
Lot Size	49.6 acres (2,163,625 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2021)
Tax Bill	$7,333 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`155 036`

Property Details

APN / Parcel Number

Primary APN	`155 036`
Alternative APNs	`679365` `418866`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,444 sqft Heated Area
Gross Area	3,216 sqft
1st Floor Area	1,372 sqft
Basement Area	1,444 sqft
Finished Basement	1,444 sqft
Unfinished Basement	1,372 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	2,163,625 sqft (49.6 acres)
Garage Type	Carport
Garage Area	784 sqft
Carport	Carport
Carport Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	172 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	418866
Street Address	873 BLACK MOUNTAIN RD
City	TOCCOA
State	GA
Zip	30577-5414
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	12-171 WILL PB 65-103 DB 1265-835
Legal Subdivision	MERIDIAN INVESTMENTS, LLC
Jurisdiction	HABERSHAM GA
Township / Civil Division	TURNERVILLE
Census Block Group	3
Census Block	3032
Census Tract	100

Owner

873 Black Mountain Rd, a rural home, is owned and occupied by two individuals who bought it in April 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	873 BLACK MOUNTAIN RD, TOCCOA, GA 30577-5414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Aug 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	20211325
Deed Book / Page	1265 / 835
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 15, 2021
Property Address	873 BLACK MOUNTAIN RD, TOCCOA, GA 30577-5414
Document Number	1265/835
Book / Page	1265 / 835
Instrument Date	Apr 15, 2021
Instrument	2021-001325
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 MOSS MILL RD, BALDWIN, GA 30511-3622

Mortgage

Document Number	1265837
Date	Apr 15, 2021
Instrument	1265/837

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	33 Months
Due	Jan 1, 2024

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 14, 2017
Property Address	873 BLACK MOUNTAIN RD, TOCCOA, GA 30577-5414
Document Number	001146/180
Book / Page	1146 / 180
Instrument Date	Aug 14, 2017
Instrument	2017-001609
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5626 MURFREESBORO RD, LEBANON, TN 37090-0608

Tax Assessment & Valuation

The 2026 property tax bill for 873 Black Mountain Rd was $7,333.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,333.00	$321,672 Land $183,718 Building $137,954	$804,179 Land $459,295 Building $344,884
2023	$4,506.00 (+12.29%)	$173,616 (+12.27%) Land $97,352 Building $76,264	$434,040 (+12.27%) Land $243,380 Building $190,660
2022	$4,013.00	$154,636 Land $97,352 Building $57,284	$386,590 Land $243,380 Building $143,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 873 Black Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 873 Black Mountain Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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