875 2nd St, Elko, NV 89801 Property Records

Elko County property record for 875 2nd St, Elko, NV 89801 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,152 sqft · built 1959
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Feb 2021)
Tax Bill	$1,305 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-162-004`

Property Details

APN / Parcel Number

Primary APN	`001-162-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,304 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1959
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.171 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	388 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	875 2ND ST
City	ELKO
State	NV
Zip	89801-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	62
Legal Lot Number	1-3 2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1042
Census Tract	951000

Owner

Source: Elko County records · APN 001-162-004

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	875 2ND ST, ELKO, NV 89801-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 08, 2019	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Jan 08, 2019
Deed Document Number	782665
Record Updated	Jun 08, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 18, 2021
Property Address	875 2ND ST, ELKO, NV 89801-3011
Document Number	0000782665
Map Reference	FILE 5
Instrument Date	Jan 27, 2021
Instrument	782665
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2815 EATON ST, 2815, MISSOULA, MT 59801-7619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 2ND ST, ELKO, NV 89801-3011

Mortgage

Document Number	0000782666
Date	Feb 18, 2021
Instrument	782666

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Jan 08, 2019
Property Address	875 2ND ST, ELKO, NV 89801-3011
Document Number	0000750294
Instrument Date	Dec 26, 2018
Instrument	750294
Transaction Type	Transfer
Record Updated	Sep 06, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 2ND ST, 875, ELKO, NV 89801-3011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 2ND ST, ELKO, NV 89801-3011

Mortgage

Document Number	0000750295
Date	Jan 08, 2019
Instrument	750295

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,305.00 (+12.99%)	$52,540 (+43.29%) Land $19,950 Building $32,590	$150,114 (+43.29%) Land $57,000 Building $93,114
2023	$1,155.00 (+3.03%)	$36,668 (+16.38%) Land $6,930 Building $29,738	$104,766 (+16.38%) Land $19,800 Building $84,966
2022	$1,121.00	$31,506 Land $6,930 Building $24,576	$90,017 Land $19,800 Building $70,217

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Anthem Broadband of Nevada	Fiber	2,000 / 2,000
Zito West Holding	Fiber	1,000 / 1,000
Zito West Holding	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
White Cloud Networks	Fixed Wireless	200 / 50
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Churchill County, State of Nevada, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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