787 2nd St, Elko, NV 89801 Property Records

Elko County property record for 787 2nd St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1929
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Tax Bill	$800 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-165-004`

Property Details

APN / Parcel Number

Primary APN	`001-165-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,132 sqft
Basement Area	120 sqft

Exterior

Year Built	Built 1929
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.108 acres)
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	787 2ND ST
City	ELKO
State	NV
Zip	89801-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO CITY FILE 1 THE N 47.55' OF,BEING ALSO DESCRIBED AS FOLLOWS,BEG AT THE MOST N'LY COR OF LOT 1 IN SAID,BLOCK 44;,TH S 41
Legal Subdivision	TOWN/ELKO
Legal Block	44
Legal Lot Number	1-4 2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1040
Census Tract	951000

Owner

Source: Elko County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	787 2ND ST, ELKO, NV 89801-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Mar 18, 2013
Last Transfer Date	May 26, 2016
Transfer Doc	0000711927
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	787 2ND ST, ELKO, NV 89801-3009
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, CA NATIONAL CLOSING SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 2ND ST, ELKO, NV 89801-3009

Mortgage

Document Number	0000854674
Date	Sep 15, 2025
Instrument	854674

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	787 2ND ST, ELKO, NV 89801-3009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000765246
Date	Feb 12, 2020
Instrument	765246

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00 (+12.99%)	$32,837 (+45.92%) Land $14,700 Building $18,137	$93,820 (+45.92%) Land $42,000 Building $51,820
2023	$708.00 (+2.91%)	$22,503 (+13.71%) Land $5,950 Building $16,553	$64,294 (+13.71%) Land $17,000 Building $47,294
2022	$688.00	$19,790 Land $5,950 Building $13,840	$56,543 Land $17,000 Building $39,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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