8748 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 8748 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1957
Lot Size	0.377 acres (16,400 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Jan 2024)
Tax Bill	$9,717 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`397-204-02-00`

Property Details

APN / Parcel Number

Primary APN	`397-204-02-00`
Alternative APN	`3972023500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,184 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	16,400 sqft (0.377 acres)
Lot Dimensions	153 ft deep x 108 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3972023500
Street Address	8748 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-5151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 17 LOT 16 (EX ST WID)SLY PAR OF NLY 3 PARS PER ROS 4408 IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	17
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	16807

Owner

8748 Los Coches Rd is owned and occupied by two individuals who bought it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 26, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 26, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 26, 2021	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	Feb 26, 2021
Deed Document Number	20244659
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0000154010
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2024
Property Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151
Document Number	0000004659
Map Reference	MB 170 PG 71
Instrument Date	Dec 20, 2023
Instrument	2024-0004659
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151

Mortgage

Document Number	0000004660
Date	Jan 8, 2024
Instrument	2024-0004660

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151

Mortgage

Document Number	0000151899
Date	Jun 12, 2023
Instrument	2023-0151899

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2021
Property Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151
Document Number	0000154012
Map Reference	MB 170 PG 71
Instrument Date	Feb 25, 2021
Instrument	2021-0154012
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2021
Property Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151
Document Number	0000154010
Map Reference	MB 170 PG 71
Instrument Date	Feb 22, 2021
Instrument	2021-0154010
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 AIRWAY AVE # 74, 74, KINGMAN, AZ 86409-3627

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2021
Property Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151
Document Number	0000154011
Map Reference	MB 170 PG 71
Instrument Date	Feb 10, 2021
Instrument	2021-0154011
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8748 LOS COCHES RD, LAKESIDE, CA 92040-5151

Mortgage

Document Number	0000154013
Date	Feb 26, 2021
Instrument	2021-0154013

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8748 Los Coches Rd was $9,717.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,096 (+2%) Land $301,544 Building $473,552
2025	$9,717.00	$759,899 Land $295,632 Building $464,267
2023	$7,544.00 (+1.92%)	$573,778 Land $223,224 Building $350,554
2022	$7,402.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8748 Los Coches Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8748 Los Coches Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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