8741 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 8741 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1959
Lot Size	0.434 acres (18,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,196 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`397-130-11-00`

Property Details

APN / Parcel Number

Primary APN	`397-130-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	18,900 sqft (0.434 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	8741 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 47 LOT 20 PAR 2 AS PER ROS 4257 IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	47
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 7, 2021	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC
Mar 14, 2017	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021
Deed Sale	Jul 7, 2021
Prior Sale	Aug 12, 2013 · Amount on Record
Deed Document Number	2021487508
Prior Transfer Date	Jul 1, 2021
Prior Transfer Doc	0000487508
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2026
Property Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137
Document Number	0000235644
Instrument Date	Aug 7, 2026
Instrument	2026235644
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137

Mortgage

Document Number	0000235644,
Date	Aug 12, 2026
Instrument	2026235644

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137
Document Number	0000487508
Map Reference	MB 170 PG 71
Instrument Date	Jul 1, 2021
Instrument	2021-0487508
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137

Mortgage

Document Number	0000487509
Date	Jul 7, 2021
Instrument	2021-0487509

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117324
Date	Mar 14, 2017
Instrument	2017-0117324

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000515590
Date	Nov 8, 2019
Instrument	2019-0515590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8741 LOS COCHES RD, LAKESIDE, CA 92040-5137

Mortgage

Document Number	0000627698
Date	Oct 15, 2020
Instrument	2020-0627698

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,926 (+2%) Land $175,047 Building $285,879
2025	$6,196.00 (+6.86%)	$451,889 (+4.04%) Land $171,615 Building $280,274
2023	$5,798.00 (+1.95%)	$434,343 Land $164,951 Building $269,392
2022	$5,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2002)
Most Recent Claim	Feb 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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