874 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 874 Prospect St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,661 sqft · built 1945
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$84,320 (Jul 2025)
Tax Bill	$4,741 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`690-00028`

Property Details

APN / Parcel Number

Primary APN	`690-00028`
Alternative APN	`CHIC M:0690 P:00028`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,661 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,361 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	690-00028
Street Address	874 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2007
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 690-00028

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	874 PROSPECT ST, CHICOPEE, MA 01020-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2025 · Amount on Record
Deed Sale	Jul 07, 2025 · Amount on Record
Prior Sale	Apr 15, 2005 · Amount on Record
Deed Document Number	202530663
Deed Book / Page	25932 / 200
Prior Transfer Date	Jun 28, 2025
Prior Transfer Doc	025932-200
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 07, 2025
Property Address	874 PROSPECT ST, CHICOPEE, MA 01020-3107
Document Number	025932-200
Book / Page	25932 / 200
Instrument Date	Jun 28, 2025
Instrument	30663
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	874 PROSPECT ST, CHICOPEE, MA 01020-3107

Mortgage

Document Number	0000030664
Date	Jul 07, 2025
Instrument	30664

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,741.00 (+8.96%)	$312,700 (+6.07%) Land $140,400 Building $172,300	$280,060
2024	$4,351.00 (+4.59%)	$294,800 (+7.36%) Land $127,500 Building $167,300
2023	$4,160.00	$274,600 Land $116,000 Building $158,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Chicopee Municipal Lighting Plant Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.