Hampden County and Chicopee City property record for 861 Prospect St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,845 sqft · built 2009 |
| Lot Size | 0.232 acres (10,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Nov 2025) |
| Tax Bill | $5,985 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-0044A |
| Primary APN | 690-0044A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 3,123 sqft |
| 1st Floor Area | 702 sqft |
| Basement Area | 702 sqft |
| Unfinished Basement | 702 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,101 sqft (0.232 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 690-0044A |
|---|---|
| Street Address | 861 PROSPECT ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 861 PROSPECT ST, CHICOPEE, MA 01020-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 7, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Jun 2, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance POLISH NATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Apr 3, 2015 · Amount on Record |
| Deed Book / Page | 26102 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Nov 7, 2025 |
| Property Address | 861 PROSPECT ST, CHICOPEE, MA 01020-3156 |
| Document Number | 026102-223 |
| Book / Page | 26102 / 223 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 53585 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 PROSPECT ST, CHICOPEE, MA 01020-3156 |
| Document Number | 0000053586 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 53586 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 2, 2021 |
| Property Address | 861 PROSPECT ST, CHICOPEE, MA 01020-3156 |
| Document Number | 023917-412 |
| Book / Page | 23917 / 412 |
| Instrument Date | May 27, 2021 |
| Instrument | 37794 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 861 PROSPECT ST, CHICOPEE, MA 01020-3156 |
| Document Number | 0000037795 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 37795 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,985.00 (+2.94%) | $392,700 (+2.4%) Land $121,100 Building $271,600 | $402,038 (+29.38%) |
| 2025 | $5,814.00 (+5.57%) | $383,500 (+2.79%) Land $110,800 Building $272,700 | $310,745 |
| 2024 | $5,507.00 (+7.85%) | $373,100 (+10.71%) Land $108,600 Building $264,500 | |
| 2023 | $5,106.00 | $337,000 Land $98,700 Building $238,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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