874 Niagara Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 874 Niagara Dr, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Lot Size0.217 acres (9,454 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (May 2013)
Tax Bill$2,327 (2026)
Deeds & MortgagesAug 2020 Line of Credit
Aug 2020 Mortgage
+ 1 more
APN54-06-02-0-003

Property Details

APN / Parcel Number

Primary APN54-06-02-0-003
Alternative APN
  • 0540060020003

Exterior

Lot Area9,454 sqft (0.217 acres)
Lot Dimensions169 ft deep x 55.8 ft wide

Location & Zoning

Street Address874 NIAGARA DR
CityIRWIN
StatePA
Zip15642-1676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE-LOT 238 55.84 X 169.305 X IR
Legal SubdivisionPENNS WOODS PLAN #2
Legal Lot Number238
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group2
Census Block2004
Census Tract803301

Owner

874 Niagara Dr is owned and occupied by two individuals who bought it in May 2013.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address874 NIAGARA DR, IRWIN, PA 15642-1676
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · Line of Credit
DOLLAR BANK FSB
Aug 14, 2020Deed of Trust, Mortgage
DOLLAR BANK FSB
May 16, 2019Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2013 · Amount on File
Deed SaleMay 22, 2013 · Amount on File
Prior SaleJun 4, 2010 · Amount on File
Deed Document Number201320202
Prior Transfer DateMay 19, 2009
Prior Transfer Doc0000019358
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address874 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1676
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025429
DateAug 14, 2020
Instrument202008140025429
Lender
NameDOLLAR BANK FSB
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address874 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1676
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025428
DateAug 14, 2020
Instrument202008140025428
Lender
NameDOLLAR BANK FSB
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
AmountAmount on Record

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTMORELAND PA
Property Address874 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1676
Document Number0000023390
Instrument DateMay 16, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address874 NIAGARA DR NORTH HUNTINGDON PA 156421676, NORTH HUNTINGDON, PA 15642-1676

Mortgage

Document Number0000023390
DateAug 8, 2019
Instrument23390
Lender
NameWELLS FARGO BK
TypeBank
AddressBILLINGS, MT 59107-9900
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 874 Niagara Dr was $2,327, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,327.00 (+2.6%)$16,640 Land $3,620 Building $13,020
2025$2,268.00 (+8.36%)$16,640 Land $3,620 Building $13,020
2024$2,093.00$16,640 Land $3,620 Building $13,020
1972$16,640 Land $3,620 Building $13,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 874 Niagara Dr; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 874 Niagara Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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