Westmoreland County property record for 831 Niagara Dr, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.273 acres (11,903 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,500 (Apr 2020) |
| Tax Bill | $2,409 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2020 Sale & Mortgage + 3 more |
| APN | 54-06-02-0-287 |
| Primary APN | 54-06-02-0-287 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,903 sqft (0.273 acres) |
|---|---|
| Lot Dimensions | 166 ft deep x 71.6 ft wide |
| Street Address | 831 NIAGARA DR |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 244 & HOUSE PENN WOODS PL 2 71.555 X 166.34 X IR |
| Legal Subdivision | THE PENNS WOODS PLAN OF LOTS #2 |
| Legal Lot Number | 244 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 803301 |
831 Niagara Dr is owned and occupied by an individual who bought it in April 2020.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 NIAGARA DR, IRWIN, PA 15642-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC |
| Apr 28, 2020 | Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 11, 2019 | Grant Deed, Transfer EVEREST SETTLEMENT |
| May 3, 2019 | Grant Deed, Foreclosure SERVICELINK |
| Jan 16, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on File |
| Deed Sale | Apr 28, 2020 · Amount on File |
| Prior Sale | Oct 11, 2019 · Amount on File |
| Deed Document Number | 202012178 |
| Prior Transfer Date | Oct 26, 2005 |
| Prior Transfer Doc | 0000058878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 831 NIAGARA DR, IRWIN, PA 15642-1643 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004545 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 202602240004545 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 23, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Apr 28, 2020 |
| Property Address | 831 NIAGARA DR, IRWIN, PA 15642-1643 |
| Document Number | 0000012178 |
| Map Reference | VOL 36 PG 43-45 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 202004280012178 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 961292, FORT WORTH, TX 76161-0292 |
| Document Number | 0000012179 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 202004280012179 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Oct 11, 2019 |
| Property Address | 831 NIAGARA DR, IRWIN, PA 15642-1643 |
| Document Number | 0000031160 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 31160 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | EVEREST SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $739.37 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 449 MONMOUTH DR CRANBERRY TOWNSHIP PA 160665757, CRANBERRY TOWNSHIP, PA 16066-5757 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | May 3, 2019 |
| Property Address | 831 NIAGARA DR, IRWIN, PA 15642-1643 |
| Document Number | 0000012593 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 12593 |
| Transaction Type | Foreclosure |
| Record Updated | May 14, 2019 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jan 16, 2019 |
| Property Address | 831 NIAGARA DR, IRWIN, PA 15642-1643 |
| Document Number | 0000001435 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 1435 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 29, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $19.99 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
The 2026 property tax bill for 831 Niagara Dr was $2,409, up 2.6% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,409.00 (+2.6%) | $17,230 Land $3,390 Building $13,840 | |
| 2025 | $2,348.00 (+8.3%) | $17,230 Land $3,390 Building $13,840 | |
| 2024 | $2,168.00 | $17,230 Land $3,390 Building $13,840 | |
| 1972 | $17,230 Land $3,390 Building $13,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 831 Niagara Dr; there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 Niagara Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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