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874 Garden Cir, Schertz, TX 78154 Property Records

Guadalupe County property record for 874 Garden Cir, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,527 sqft · built 1993
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Last Sale$242,592 (Sep 2025)
Tax Bill$5,421 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN1G1115000100500000

Property Details

APN / Parcel Number

Primary APN1G1115000100500000
Alternative APNs
  • 000000024313
  • 000000178556
  • 000000275966
  • 24313

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,527 sqft Living Area
Gross Area2,339 sqft
1st Floor Area1,527 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,498 sqft (0.241 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area276 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address874 GARDEN CIR
CitySCHERTZ
StateTX
Zip78154-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 5 BLK: ADDN: THE GARDENS 0.2410 AC.
Legal SubdivisionGARDENS THE
Legal Block1
Legal Lot Number5
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1000
Census Tract210706

Owner

Source: Guadalupe County assessment roll, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address874 GARDEN CIR, SCHERTZ, TX 78154-1600
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 8, 2025 · Amount on Record
Deed SaleSep 8, 2025 · Amount on Record
Prior SaleSep 25, 2014 · Amount on Record
Deed Document Number202522600
Record UpdatedSep 20, 2026

September 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateSep 8, 2025
Property Address874 GARDEN CIR, SCHERTZ, TX 78154-1600
Document Number0099022600
Map ReferenceVOL 5 PG 143A
Instrument DateSep 5, 2025
Instrument202599022600
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyREPUBLIC TITLE COMPANY, RTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address874 GARDEN CIR, SCHERTZ, TX 78154-1600

Mortgage

Document Number0099022601
DateSep 8, 2025
Instrument202599022601
Lender
NameUSAA FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,905 (-32.07%) Land $55,559 Building $136,346$191,905 (-32.07%) Land $55,559 Building $136,346
2025$5,421.00 (+8.83%)$282,500 (+10.22%) Land $46,711 Building $235,789$282,500 (+10.22%) Land $46,711 Building $235,789
2024$4,981.00 (-2.56%)$256,297 (-2.27%) Land $52,704 Building $203,593$256,297 (-2.27%) Land $52,704 Building $203,593
2023$5,112.00 (-12.9%)$262,246 Land $36,670 Building $225,576$262,246 Land $36,670 Building $225,576
2022$5,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims11 (1998–2001)
Claims Outside the SFHA11 of 11
Most Recent ClaimNov 2001 · rainfall accumulation
Claims by Event
  • Flooding 10/18/98, Oct 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Guadalupe Valley Electric Cooperative.

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