Guadalupe County property record for 862 Garden Cir, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,102 sqft · built 1993 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,348 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1G11150001008R0000 |
| Primary APN | 1G11150001008R0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,119 sqft (0.393 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 62 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 862 GARDEN CIR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 8R BLK: ADDN: THE GARDENS 0.3930 AC. 50.00000% UNDIVIDED INTEREST |
| Legal Subdivision | GARDENS THE |
| Legal Block | 1 |
| Legal Lot Number | 8R |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 210706 |
Source: Guadalupe County records · APN 1G11150001008R0000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 862 GARDEN CIR, SCHERTZ, TX 78154-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2015 |
| Deed Sale | Apr 21, 2015 |
| Deed Document Number | 20157550 |
| Record Updated | Sep 20, 2026 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,001 (-39.09%) Land $32,692 Building $34,309 | $67,001 (-41.2%) Land $32,692 Building $34,309 | |
| 2025 | $1,348.00 (-1.32%) Homeowner's exemption | $109,992 (-10.86%) Land $31,602 Building $82,348 | $113,950 (-7.65%) Land $31,602 Building $82,348 |
| 2024 | $1,366.00 (+14.5%) | ||
| 2023 | $1,193.00 (-21.15%) Homeowner's exemption | $123,388 Land $23,556 Building $99,832 | $123,388 Land $23,556 Building $99,832 |
| 2022 | $1,513.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), as of April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 11 (1998–2001) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Nov 2001 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Guadalupe Valley Electric Cooperative.
Based on FCC filings for 550 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0940003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SCHERTZ serves 41,948 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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