Onslow County property record for 874 E Ocean Rd, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 824 sqft · built 1939 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Mar 2017) |
| Tax Bill | $610 (2026) |
| Deeds & Mortgages | Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 735-7.1 |
| Primary APN | 735-7.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 824 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 433324000 |
|---|---|
| Street Address | 874 E OCEAN RD |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | NC 50 BP 2/05 15K |
| Legal Subdivision | VERA SHEPARD SUBDIVISION |
| Legal Block | P |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 401 |
Source: Onslow County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 874 E OCEAN RD, HOLLY RIDGE, NC 28445-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Prior Sale | Oct 7, 2011 · Amount on Record |
| Deed Document Number | 20174595-748 |
| Deed Book / Page | 4595 / 748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 29, 2017 |
| Property Address | 874 E OCEAN RD, HOLLY RIDGE, NC 28445-8714 |
| Document Number | 0045950748 |
| Book / Page | 004595 / 000748 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 874 E OCEAN HWY HOLLY RIDGE NC 284458714, HOLLY RIDGE, NC 28445-8714 |
| Document Number | 45950752 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 004595/000752 |
| Name | * OTHER INSTITUTIONAL LENDERS |
|---|---|
| Address | COLONIAL BEACH, VA 22443-6000 |
| Amount | Amount Recorded |
|---|---|
| Term | 216 Months |
| Due | Mar 28, 2035 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610.00 | $135,358 (+45.13%) Land $63,880 Building $71,478 | $135,358 (+45.13%) Land $63,880 Building $71,478 |
| 2023 | $610.00 | $93,269 Land $41,060 Building $52,209 | $93,269 Land $41,060 Building $52,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 77 (1989–2018) |
| Claims Outside the SFHA | 6 of 77 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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