Onslow County property record for 1057 E Ocean Rd, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,524 sqft · built 1976 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Mar 2022) |
| Tax Bill | $918 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 735-20.2 |
| Primary APN | 735-20.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 483203000 |
|---|---|
| Street Address | 1057 E OCEAN RD |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | TR1 ROBERT MORRIS |
| Legal Subdivision | MORRIS ROBERT + LILLIAN |
| Legal Tract | 1 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1135 |
| Census Tract | 401 |
1057 E Ocean Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1057 E OCEAN RD, HOLLY RIDGE, NC 28445-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 · Amount on File |
| Deed Sale | Mar 4, 2022 · Amount on File |
| Prior Sale | Jun 10, 1988 · Amount on File |
| Deed Book / Page | 5699 / 657 |
| Prior Transfer Date | Jun 4, 2015 |
| Prior Transfer Doc | 0043260398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 4, 2022 |
| Property Address | 1057 E OCEAN RD, HOLLY RIDGE, NC 28445-8719 |
| Document Number | 0056990657 |
| Book / Page | 5699 / 657 |
| Map Reference | MB 25 PG 138 |
| Instrument Date | Mar 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 280 HARDISON RD, HOLLY RIDGE, NC 28445-7558 |
| Name | Verified Name |
|---|---|
| Address | 1057 E OCEAN HWY, HOLLY RIDGE, NC 28445-8719 |
| Document Number | 0005699669 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 5699/669 |
| Name | SELF HELP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 2197 Months |
| Due | Apr 1, 2205 |
The 2026 property tax bill for 1057 E Ocean Rd was $918.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $918.00 | $254,603 (+81.57%) Land $75,100 Building $179,503 | $254,603 (+81.57%) Land $75,100 Building $179,503 |
| 2025 | $918.00 | $140,222 Land $30,100 Building $110,122 | $140,222 Land $30,100 Building $110,122 |
| 2023 | $918.00 | $140,222 Land $30,100 Building $110,122 | $140,222 Land $30,100 Building $110,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1057 E Ocean Rd in Zone X, an area of minimal flood risk, though there have been 77 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 77 (1989–2018) |
| Claims Outside the SFHA | 6 of 77 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1057 E Ocean Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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