8738 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 8738 W Commerce St, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1967
Square Footage	2,285 sqft Adjusted Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$303,100 (2021)
Tax Bill	$1,209.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-09-2-10-00-0-00013-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,285 sqft Adjusted Area
1st Floor	1,647 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	8738 W COMMERCE ST
City	HERNANDO
State	MS
Zip	38632-8444
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10-3-9 PT SE1/4 SW1/4
Legal Range	009
Legal Township	03S
Legal Section	10
Legal Lot Number	13
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	1
Census Block	1017
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-2-10-00-0-00013-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8738 W COMMERCE ST, HERNANDO, MS 38632-8444
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Deed Book / Page	950 / 675
Prior Transfer Date	Nov 23, 2016
Prior Transfer Doc	000809/410
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8738 W COMMERCE ST, HERNANDO, MS 38632-8444
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170621010183120
Date	Jun 21, 2017
Instrument	20170621010183120

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8738 W COMMERCE ST, HERNANDO, MS 38632-8444
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004826/260
Date	Oct 30, 2019
Book Page	4826/260

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 15, 2021
Property Address	8738 W COMMERCE ST, HERNANDO, MS 38632-8444
Document Number	000950/675
Book / Page	950 / 675
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3352 LAND HBR, 3352, NEWLAND, NC 28657-7949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8738 W COMMERCE ST, HERNANDO, MS 38632-8444

Mortgage

Document Number	0005184294
Date	Mar 15, 2021
Instrument	5184/294

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,209.00 (+24.64%)	$18,083 (+43.78%) Land $2,000 Building $16,083	$180,832 (+43.78%) Land $20,000 Building $160,832
2023	$970.00	$12,577	$125,773 Land $20,000 Building $105,773

8738 W Commerce St, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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