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7505 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 7505 W Commerce St, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1983
Square Footage3,379 sqft Adjusted Area
Lot Size444,312 sqft (10.2 acres)
Pool648 sqft
OccupancyOwner Occupied
Tax Bill$931.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-09-6-14-00-0-00003-02

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area3,379 sqft Adjusted Area
1st Floor1,144 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area444,312 sqft (10.2 acres)
Pool Area648 sqft Pool
Patio Area496 sqft Patio

Location & Zoning

Street Address7505 W COMMERCE ST
CityHERNANDO
StateMS
Zip38632-8443
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 339 OF N1/2 NW1/4 & PT NW1/4 NE1/4
Legal Range009
Legal Township03S
Legal Section14
Legal Lot Number3
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2002
Census Tract71200

Owner

Source: DeSoto County records · APN 3-09-6-14-00-0-00003-02

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7505 W COMMERCE ST, HERNANDO, MS 38632-8443
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANCORP SOUTH BANK
Mar 16, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Apr 14, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
May 15, 2019Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2023
Deed SaleSep 07, 2023
Deed Doc Number2023
Deed Book / Page1023 / 16386
Prior Transfer DateSep 06, 2023
Prior Transfer Doc1023016386
Record RefreshedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address7505 W COMMERCE ST, HERNANDO, MS 38632-8443
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004433/431
DateOct 12, 2017
Book Page4433/431
InstrumentT04433-00431
Lender
NameBANCORP SOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 26, 2022
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address7505 W COMMERCE ST, HERNANDO, MS 38632-8443
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004905/31
DateMar 16, 2020
Book Page4905/31
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueJan 29, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address7505 W COMMERCE ST, HERNANDO, MS 38632-8443
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004922/358
DateApr 14, 2020
Book Page4922/358
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address7505 W COMMERCE ST, HERNANDO, MS 38632-8443
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyGOOD TTL ESCROW & CLOSING LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004725/756
DateMay 15, 2019
Book Page4725/756
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueApr 26, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address7505 W COMMERCE ST, HERNANDO, MS 38632-8443
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 WEST LOOP S 200, 200, HOUSTON, TX 77027-0005

Mortgage

Document Number005264/382
DateJun 11, 2021
Book Page5264/382
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2031

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$931.00 (-17.39%)$18,663 (-) Land $3,000 Building $15,663$186,633 (-) Land $30,000 Building $156,633
2023$1,127.00$18,663$186,633 Land $30,000 Building $156,633

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