Howard County property record for 8738 Lake Edge Dr, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,403 sqft · built 2006 |
| Lot Size | 0.056 acres (2,437 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (May 2022) |
| Tax Bill | $9,935 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-578039 |
| Primary APN | 06-578039 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,403 sqft Total Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,437 sqft (0.056 acres) |
| Garage Type | Mixed |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 578039 |
|---|---|
| Street Address | 8738 LAKE EDGE DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-4913 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT A60 4405 SQ 8738 LAKE EDGE DR STONE LAKE RSB A29-A36 & |
| Legal Subdivision | STONE LAKE |
| Legal Lot Number | A 60 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 606905 |
8738 Lake Edge Dr, a townhouse, is owned and occupied by two individuals who bought it in May 2022.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8738 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 10, 2022 | Deed, Transfer LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Oct 8, 2020 | Deed, Transfer · Stand-Alone First Mortgage 2004 0000201 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Prior Sale | Oct 8, 2020 · Amount on File |
| Deed Book / Page | 21514 / 53 |
| Prior Transfer Date | Aug 8, 2016 |
| Prior Transfer Doc | 0171140064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8738 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8738 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Number | 0215770043 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 21577/43 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Max Rate | 9.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 10, 2022 |
| Property Address | 8738 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Number | 0215140053 |
| Book / Page | 21514 / 53 |
| Map Reference | MB 17643 |
| Instrument Date | May 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $12,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8738 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 8, 2020 |
| Property Address | 8738 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Number | 0197920416 |
| Book / Page | 19792 / 416 |
| Map Reference | MB 17643 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8738 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Number | 19792422 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 19792/422 |
| Name | 2004 0000201 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 8738 Lake Edge Dr was $9,935 with a homeowner's exemption, up 4.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,935.00 (+4.32%) Homeowner's exemption | $660,200 (+2.23%) | $689,000 (+6.69%) Land $200,000 Building $489,000 |
| 2025 | $9,524.00 Homeowner's exemption | $645,800 Land $200,000 Building $445,800 | $645,800 Land $200,000 Building $445,800 |
| 2023 | $546,000 | $645,800 Land $200,000 Building $445,800 | |
| 2022 | $5,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8738 Lake Edge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8738 Lake Edge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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