Howard County property record for 8732 Lake Edge Dr, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,437 sqft · built 2006 |
| Lot Size | 0.088 acres (3,830 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Jan 2021) |
| Tax Bill | $8,824 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-578063 |
| Primary APN | 06-578063 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,437 sqft Total Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,830 sqft (0.088 acres) |
| Garage Type | Mixed |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 578063 |
|---|---|
| Street Address | 8732 LAKE EDGE DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-4913 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT A63 3840 SQ 8732 LAKE EDGE DR STONE LAKE RSB A29-A36 & |
| Legal Subdivision | STONE LAKE |
| Legal Lot Number | A 63 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 606905 |
8732 Lake Edge Dr, a townhouse, is owned and occupied by two individuals who bought it in January 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8732 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE JOHNS HOPKINS FCU |
| Sep 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Jan 22, 2021 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | Sep 11, 2006 · Amount on File |
| Deed Book / Page | 20134 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8732 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0230220309 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 23022/309 |
| Name | THE JOHNS HOPKINS FCU |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21205 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8732 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0183510359 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 18351/359 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8732 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | QUANTUM TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 8732 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Number | 0197120200 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 19712/200 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 22, 2021 |
| Property Address | 8732 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Number | 0201340040 |
| Book / Page | 20134 / 40 |
| Map Reference | MB 17643 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8732 LAKE EDGE DR, 8732, LAUREL, MD 20723-4913 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8732 LAKE EDGE DR, LAUREL, MD 20723-4913 |
| Document Number | 2013448 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 20134/48 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 8732 Lake Edge Dr was $8,824 with a homeowner's exemption, down 0.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,824.00 (-0.84%) Homeowner's exemption | $646,233 (+2.19%) | $673,900 (+6.56%) Land $200,000 Building $473,900 |
| 2025 | $8,899.00 Homeowner's exemption | $632,400 Land $200,000 Building $432,400 | $632,400 Land $200,000 Building $432,400 |
| 2023 | $543,600 | $632,400 Land $200,000 Building $432,400 | |
| 2022 | $5,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8732 Lake Edge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8732 Lake Edge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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