8730 Garbini St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8730 Garbini St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,814 sqft · built 1996
Lot Size	0.151 acres (6,569 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jan 2020)
Tax Bill	$995 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-01-079`

Property Details

APN / Parcel Number

Primary APN	`790-01-079`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	759 sqft
2nd Floor Area	1,055 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,569 sqft (0.151 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8730 GARBINI ST
City	GILROY
State	CA
Zip	95020-7253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8808 AMENDED MAP OF TR NO 8760 PARK COMMONS BOOK 673 PAGE 30 PAGE 31 LOT 43
Legal Subdivision	MAP OF TR 8760 PARK COMMONS AM
Legal Tract	8808
Legal Lot Number	43
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	512514

Owner

8730 Garbini St is owned and occupied by two individuals who bought it in January 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8730 GARBINI ST, GILROY, CA 95020-7253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 27, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	202024388739
Prior Transfer Date	Sep 3, 1997
Prior Transfer Doc	0013843122
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8730 GARBINI ST, GILROY, CA 95020-7253
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8730 GARBINI ST, GILROY, CA 95020-7253

Mortgage

Document Number	0025109781
Date	Sep 23, 2021
Instrument	25109781

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8730 GARBINI ST, GILROY, CA 95020-7253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023967331
Date	Jun 29, 2018
Instrument	23967331

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 27, 2020
Property Address	8730 GARBINI ST, GILROY, CA 95020-7253
Document Number	0024388739
Map Reference	MB 673 PG 30&31
Instrument Date	Jan 22, 2020
Instrument	24388739
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8730 GARBINI ST, GILROY, CA 95020-7253

Mortgage

Document Number	0024388740
Date	Jan 27, 2020
Instrument	24388740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8730 Garbini St was $995 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$78,636 (+2%) Land $24,943 Building $53,693
2025	$995.00 Homeowner's exemption	$77,095 Land $24,454 Building $52,641
2023	$969.00 (+2%) Homeowner's exemption	$74,103 Land $23,505 Building $50,598
2022	$950.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8730 Garbini St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8730 Garbini St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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