8781 Garbini St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8781 Garbini St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,814 sqft · built 1995
Lot Size0.076 acres (3,325 sqft)
OwnerCompany Name on Record
Last Sale$380,000 (Nov 2008)
Tax Bill$6,018 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN790-01-089

Property Details

APN / Parcel Number

Primary APN790-01-089

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,814 sqft Living Area
1st Floor Area759 sqft
2nd Floor Area1,055 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,325 sqft (0.076 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address8781 GARBINI ST
CityGILROY
StateCA
Zip95020-7254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 8808 LOT 58
Legal Lot Number33
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2003
Census Tract512514

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8781 GARBINI ST, GILROY, CA 95020-7254
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2008 · Amount on Record
Deed SaleNov 20, 2008 · Amount on Record
Prior SaleSep 12, 2008 · Amount on Record
Deed Document Number200820050026
Last Transfer DateNov 16, 2012
Transfer Doc0021968864
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8781 GARBINI ST, GILROY, CA 95020-7254
Transaction TypeMortgage
Record UpdatedDec 5, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address8781 GARBINI ST, GILROY, CA 95020-7254

Mortgage

Document Number0025407737
DateNov 23, 2022
Instrument25407737
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$499,122 (+2%) Land $229,858 Building $269,264
2025$6,018.00 (+2.24%) Homeowner's exemption$489,336 (+4.04%) Land $225,351 Building $263,985
2023$5,886.00 (+1.71%) Homeowner's exemption$470,336 Land $216,601 Building $253,735
2022$5,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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