873 Main St, Hudson, NC 28638 Property Records

Caldwell County property record for 873 Main St, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,124 sqft · built 1965
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Apr 2006)
Tax Bill	$1,009 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 35 1 33`

Property Details

APN / Parcel Number

Primary APN	`03 35 1 33`
Alternative APN	`151246`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,124 sqft Heated Area
Gross Area	2,390 sqft
1st Floor Area	1,124 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1986
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	215 ft deep x 100 ft wide
Porch	Slab
Porch Area	142 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	151246
Street Address	873 MAIN ST
City	HUDSON
State	NC
Zip	28638-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1794 PG 424 YR 12 ST 188.00 ROW DEED 1821/1952
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1018
Census Tract	30600

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	873 MAIN ST, HUDSON, NC 28638-2555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage US DISTRICT COURT
Mar 15, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2006 · Amount on Record
Deed Sale	Apr 26, 2006 · Amount on Record
Prior Sale	Oct 28, 2004 · Amount on Record
Deed Book / Page	1592 / 1319
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	873 MAIN ST, HUDSON, NC 28638-2555
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211184
Date	May 13, 2021
Book Page	2021/1184
Instrument	10057539

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	873 MAIN ST, HUDSON, NC 28638-2555
Document Number	0010021157
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 MAIN ST HUDSON NC 286382555, HUDSON, NC 28638-2555

Mortgage

Document Number	0010021157
Date	Apr 11, 2018
Book Page	001939/000238
Instrument	10021157

Lender

Name	US DISTRICT COURT
Address	ST LOUIS, MO 63120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALDWELL NC
Property Address	873 MAIN ST, HUDSON, NC 28638-2555
Document Number	0010022211
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 MAIN ST HUDSON NC 286382555, HUDSON, NC 28638-2555

Mortgage

Document Number	0010022211
Date	May 14, 2018
Book Page	001941/000647
Instrument	10022211

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,009.00 (-20.61%)	$160,800 (+0.06%) Land $7,400 Building $153,400
2025	$1,271.00 (+67.46%)	$160,700 (+65.5%) Land $7,400 Building $153,300	$160,800 (+65.6%) Land $7,400 Building $153,400
2023		$97,100 (-) Land $5,400 Building $91,700	$97,100 (-) Land $5,400 Building $91,700
2022	$759.00	$97,100 Land $5,400 Building $91,700	$97,100 Land $5,400 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: AT&T.

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