Caldwell County property record for 715 Main St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 821 sqft · built 1940 |
| Lot Size | 0.475 acres (20,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Aug 2022) |
| Tax Bill | $800 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 23 1 5 |
| Primary APN | 03 23 1 5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 821 sqft Heated Area |
| Gross Area | 1,105 sqft |
| 1st Floor Area | 821 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,700 sqft (0.475 acres) |
| Lot Dimensions | 207 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 192 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 175430 |
|---|---|
| Street Address | 715 MAIN ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2063 PG 1491 YR 2022 ST 336.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30600 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 715 MAIN ST, HUDSON, NC 28638-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 8, 2022 | Warranty Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Deed Document Number | 202210075406 |
| Deed Book / Page | 2063 / 1491 |
| Prior Transfer Date | Nov 8, 2006 |
| Prior Transfer Doc | 0016190472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 715 MAIN ST, HUDSON, NC 28638-2552 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020431619 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 2043/1619 |
| Instrument | 10066707 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 8, 2022 |
| Property Address | 715 MAIN ST, HUDSON, NC 28638-2552 |
| Document Number | 0020631491 |
| Book / Page | 2063 / 1491 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 10075406 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 MAIN ST, HUDSON, NC 28638-2552 |
| Document Number | 0020631494 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 2063/1494 |
| Instrument | 10075407 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800.00 (-20.63%) | $126,900 (-) Land $13,400 Building $113,500 | |
| 2025 | $1,008.00 (+73.2%) | $126,900 (+75.28%) Land $13,400 Building $113,500 | $126,900 (+75.28%) Land $13,400 Building $113,500 |
| 2024 | $582.00 (+1.39%) | ||
| 2023 | $72,400 (-) Land $13,400 Building $59,000 | $72,400 (-) Land $13,400 Building $59,000 | |
| 2022 | $574.00 | $72,400 Land $13,400 Building $59,000 | $72,400 Land $13,400 Building $59,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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