Howard County property record for 8728 Timber Oak Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,784 sqft · built 2004 |
| Lot Size | 0.099 acres (4,326 sqft) |
| Owner | Trust Name on File |
| Last Sale | $532,500 (Jan 2017) |
| Tax Bill | $9,908 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570658 |
| Primary APN | 06-570658 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Total Area |
| Basement Area | 1,190 sqft |
| Finished Basement | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,326 sqft (0.099 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 570658 |
|---|---|
| Street Address | 8728 TIMBER OAK LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5907 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT C-24 4326 SQ 8728 TIMBER OAK LN STONE LAKE, RSB PAR C |
| Legal Subdivision | STONE LAKE |
| Legal Block | 9999 |
| Legal Lot Number | C 24 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
8728 Timber Oak Ln, a townhouse, is owner-occupied and held in a trust since January 2017.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8728 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 6, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage 1ST MARINER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on File |
| Deed Sale | Jan 6, 2017 · Amount on File |
| Prior Sale | Jul 27, 2004 · Amount on File |
| Deed Document Number | 2017371-412 |
| Deed Book / Page | 17371 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8728 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | TOWNSGATE CLOSING SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0231500005 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 23150/5 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 6, 2017 |
| Property Address | 8728 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Document Number | 0173710412 |
| Book / Page | 17371 / 412 |
| Map Reference | PL15274 |
| Instrument Date | Nov 19, 2016 |
| Instrument | 17371-412 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28551 CLINTON LN, 28551, BONITA SPRINGS, FL 34134-3308 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8728 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Document Number | 17371417 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 17371-417 |
| Name | 1ST MARINER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2046 |
The 2026 property tax bill for 8728 Timber Oak Ln was $9,908 with a homeowner's exemption, down 1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,908.00 (-0.98%) Homeowner's exemption | $733,300 (+2.3%) | $766,300 (+6.91%) Land $200,000 Building $566,300 |
| 2025 | $10,006.00 (+5.09%) Homeowner's exemption | $716,800 Land $200,000 Building $516,800 | $716,800 Land $200,000 Building $516,800 |
| 2024 | $9,521.00 | ||
| 2023 | $616,000 | $716,800 Land $200,000 Building $516,800 | |
| 2022 | $6,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8728 Timber Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8728 Timber Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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