Howard County property record for 8723 Timber Oak Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,784 sqft · built 2004 |
| Lot Size | 0.095 acres (4,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Mar 2017) |
| Tax Bill | $10,361 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570534 |
| Primary APN | 06-570534 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Total Area |
| Basement Area | 1,190 sqft |
| Finished Basement | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,117 sqft (0.095 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 570534 |
|---|---|
| Street Address | 8723 TIMBER OAK LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5905 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT C-13 4117 SQ 8723 TIMBER OAK LN STONE LAKE, RSB PAR C |
| Legal Subdivision | STONE LAKE |
| Legal Block | 9999 |
| Legal Lot Number | C 13 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8723 TIMBER OAK LN, LAUREL, MD 20723-5905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS |
| Mar 2, 2017 | Grant Deed, Transfer · Conventional Mortgage EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on Record |
| Deed Sale | Mar 2, 2017 · Amount on Record |
| Prior Sale | Mar 4, 2016 · Amount on Record |
| Deed Document Number | 2017470-428 |
| Deed Book / Page | 17470 / 428 |
| Prior Transfer Date | Feb 24, 2016 |
| Prior Transfer Doc | 0167250428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8723 TIMBER OAK LN, LAUREL, MD 20723-5905 |
| Document Number | 0192760170 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | KTL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8723 TIMBER OAK LN LAUREL MD 207235905, LAUREL, MD 20723-5905 |
| Document Number | 0192760170 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 019276/000170 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 2, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 2, 2017 |
| Property Address | 8723 TIMBER OAK LN, LAUREL, MD 20723-5905 |
| Document Number | 0174700428 |
| Book / Page | 017470 / 000428 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8723 TIMBER OAK LN LAUREL MD 207235905, LAUREL, MD 20723-5905 |
| Document Number | 174700433 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 017470/000433 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,361.00 (+1.79%) Homeowner's exemption | $725,867 (+2.29%) | $758,400 (+6.88%) Land $200,000 Building $558,400 |
| 2025 | $10,179.00 (+63.05%) Homeowner's exemption | $709,600 (+17.06%) Land $200,000 Building $509,600 | $709,600 (-) Land $200,000 Building $509,600 |
| 2023 | $606,200 | $709,600 Land $200,000 Building $509,600 | |
| 2022 | $6,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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