Howard County property record for 8726 Cardinal Forest Cir, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,368 sqft · built 1985 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $787,000 (Feb 2024) |
| Tax Bill | $8,177 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-479030 |
| Primary APN | 06-479030 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,368 sqft Total Area |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,157 sqft (0.325 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 479030 |
|---|---|
| Street Address | 8726 CARDINAL FOREST CIR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 15 .325 A 8726 CARDINAL FOREST CIR CARDINAL FOREST S 1 AR 4 |
| Legal Subdivision | CARDINAL FOREST SEC 01 |
| Legal Lot Number | 15 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8726 CARDINAL FOREST CIR, LAUREL, MD 20723-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on Record |
| Deed Sale | Feb 9, 2024 · Amount on Record |
| Prior Sale | Apr 12, 1999 · Amount on Record |
| Deed Book / Page | 22256 / 403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 9, 2024 |
| Property Address | 8726 CARDINAL FOREST CIR, LAUREL, MD 20723-1256 |
| Document Number | 0222560403 |
| Book / Page | 22256 / 403 |
| Map Reference | MB 5751 |
| Instrument Date | Feb 7, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,967.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8726 CARDINAL FOREST CIR, LAUREL, MD 20723-1256 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8726 CARDINAL FOREST CIR, LAUREL, MD 20723-1256 |
| Document Number | 0022256410 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 22256/410 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8726 CARDINAL FOREST CIR, LAUREL, MD 20723-1256 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0213020334 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 21302/334 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Feb 1, 2030 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,177.00 (-2.49%) Homeowner's exemption | $621,100 (+14.4%) | $777,500 (+43.21%) Land $361,500 Building $416,000 |
| 2025 | $8,386.00 (+62.52%) Homeowner's exemption | $542,900 (+11.59%) Land $246,500 Building $296,400 | $542,900 (-) Land $246,500 Building $296,400 |
| 2023 | $486,500 | $542,900 Land $246,500 Building $296,400 | |
| 2022 | $5,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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