8718 Cardinal Forest Cir, Laurel, MD 20723 Property Records

Howard County property record for 8718 Cardinal Forest Cir, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,352 sqft · built 1985
Lot Size	0.321 acres (13,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,000 (Aug 2020)
Tax Bill	$7,212 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-479057`

Property Details

APN / Parcel Number

Primary APN	`06-479057`
Alternative APNs	`6479057` `479057`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Basement Area	882 sqft
Finished Basement	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,982 sqft (0.321 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	479057
Street Address	8718 CARDINAL FOREST CIR
City	LAUREL
State	MD
Zip	20723-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 17 .321 A 8718 CARDINAL FOREST CIR CARDINAL FOREST S 1 AR 4
Legal Subdivision	CARDINAL FOREST SEC 01 AR 04
Legal Lot Number	17
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3001
Census Tract	606805

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8718 CARDINAL FOREST CIR, LAUREL, MD 20723-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Dec 13, 1999
Deed Book / Page	19661 / 105
Prior Transfer Date	Jul 25, 2006
Prior Transfer Doc	0102850664
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 27, 2020
Property Address	8718 CARDINAL FOREST CIR, LAUREL, MD 20723-1256
Document Number	0196610105
Book / Page	19661 / 105
Map Reference	PL 5751
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8718 CARDINAL FOREST CIR, LAUREL, MD 20723-1256

Mortgage

Document Number	19661109
Date	Aug 27, 2020
Instrument	19661/109

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,212.00 (-13.66%) Homeowner's exemption	$680,333 (+8.28%)	$784,400 (+24.84%) Land $361,400 Building $423,000
2025	$8,353.00 (+5.29%) Homeowner's exemption	$628,300 (+22.53%) Land $246,400 Building $381,900	$628,300 (-) Land $246,400 Building $381,900
2024	$7,933.00 (+54.85%)
2023		$512,767	$628,300 Land $246,400 Building $381,900
2022	$5,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20