872 Mesa Dr, Elgin, IL 60123 Property Records

Kane County property record for 872 Mesa Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2022)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-176-052`

Property Details

APN / Parcel Number

Primary APN	`06-28-176-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	872 MESA DR
City	ELGIN
State	IL
Zip	60123-6576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIERRA RIDGE CONDOMINIUM BLDG 40 UNIT 404B
Legal Subdivision	SIERRA RIDGE CONDO
Legal Block	3
Legal Unit	404B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851908

Owner

Source: Kane County records · APN 06-28-176-052

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	872 MESA DR, 404B, ELGIN, IL 60123-6576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2022 · Amount on Record
Deed Sale	Jun 08, 2022 · Amount on Record
Prior Sale	Mar 06, 2013 · Amount on Record
Deed Document Number	202230064
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 08, 2022
Property Address	872 MESA DR, ELGIN, IL 60123-6576
Document Number	0000030064
Map Reference	DOC 96K034525
Instrument Date	Jun 03, 2022
Instrument	2022K030064
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 MESA DR, ELGIN, IL 60123-6576

Mortgage

Document Number	0000030065
Date	Jun 08, 2022
Instrument	2022K030065

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,488.00 (+15.81%) Homeowner's exemption
2024		$73,633 (+21.39%) Land $16,550 Building $57,083	$220,987 (+21.44%) Land $49,670 Building $171,318
2022	$4,739.00 (+4.75%) Homeowner's exemption	$60,657 (+6.96%) Land $13,634 Building $47,023	$181,971 (+6.96%) Land $40,902 Building $141,069
2021	$4,524.00 Homeowner's exemption	$56,710 Land $12,747 Building $43,963	$170,130 Land $38,241 Building $131,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Starlink Satellite	280 / 30
Opiquad Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 231 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.