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865 Mesa Dr, Elgin, IL 60123 Property Records

Kane County property record for 865 Mesa Dr, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1996
Square Footage1,524 sqft Living Area
GarageAttached
OccupancyOwner Occupied
Last Sale$205,000 (2021)
Tax Bill$5,331.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-28-176-055

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,524 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment Style
Construction TypeFrame Construction
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address865 MESA DR
CityELGIN
StateIL
Zip60123-6578
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIERRA RIDGE CONDOMINIUM BLDG 54 UNIT 542D
Legal SubdivisionSIERRA RIDGE CONDO
Legal Block3
Legal Unit542D
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3007
Census Tract851908

Owner

Source: Kane County records · APN 06-28-176-055

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address865 MESA DR, ELGIN, IL 60123-6578
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Correction Deed
ATTORNEY ONLY, ATTORNEY
Nov 21, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 09, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
May 09, 2017Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2021 · Amount on Record
Deed SaleMar 09, 2021 · Amount on Record
Prior SaleMay 09, 2017 · Amount on Record
Deed Doc Number202118191
Last Transfer DateDec 19, 2025
Transfer Doc0000002556
Record RefreshedSep 20, 2026

January 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionKANE IL
Recording DateJan 20, 2026
Property Address865 MESA DR, ELGIN, IL 60123-6578
Document Number0000002556
Instrument DateDec 19, 2025
Instrument2026K002556
Record UpdatedJan 29, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address865 MESA DR, ELGIN, IL 60123-6578

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 21, 2025
Property Address865 MESA DR, ELGIN, IL 60123-6578
Document Number0000046421
Map ReferenceDOC 96K034525
Instrument DateSep 17, 2025
Instrument2025K046421
Transaction TypeTransfer
Record UpdatedDec 03, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address865 MESA DR, ELGIN, IL 60123-6578

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 09, 2021
Property Address865 MESA DR, ELGIN, IL 60123-6578
Document Number0000018191
Map ReferenceDOC 96K034525
Instrument DateFeb 24, 2021
Instrument2021K018191
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 MESA DR, ELGIN, IL 60123-6578

Mortgage

Document Number0000018192
DateMar 09, 2021
Instrument2021K018192
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate
Rate2.37%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address865 MESA DR, ELGIN, IL 60123-6578
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031507
DateJun 16, 2020
Instrument2020K031507
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035
Interest
Rate2.87%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 09, 2017
Property Address865 MESA DR, ELGIN, IL 60123-6578
Document Number0000023691
Map ReferenceDOC96K034525
Instrument DateMay 01, 2017
Instrument2017K023691
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$172.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 FOREST AVE, ELGIN, IL 60120-5364

Mortgage

Document Number0000023692
DateMay 09, 2017
Instrument2017K023692
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,331.00 (+4.53%) Homeowner's exemption
2024$5,100.00 (+10.8%) Homeowner's exemption$71,732 (+21.39%) Land $16,550 Building $55,182$215,282 (+21.44%) Land $49,670 Building $165,612
2022$4,603.00 (+4.78%) Homeowner's exemption$59,091 (+6.96%) Land $13,634 Building $45,457$177,273 (+6.96%) Land $40,902 Building $136,371
2021$4,393.00 Homeowner's exemption$55,246 Land $12,747 Building $42,499$165,738 Land $38,241 Building $127,497

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