872 Apache Rd, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 872 Apache Rd, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	6,631 sqft · built 2014
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,275,000 (Jul 2018)
Tax Bill	$37,379 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02101-11-00005`

Property Details

APN / Parcel Number

Primary APN	`20-02101-11-00005`
Alternative APNs	`2002101001100005` `19490`

Interior

Stories	2 Stories
Building Area	6,631 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	42,689 sqft (0.98 acres)

Location & Zoning

Account Number	19490
Street Address	872 APACHE RD
City	FRANKLIN LAKES
State	NJ
Zip	07417-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	.98 AC
Legal Subdivision	URBAN FARMS INCORPORATED
Legal Block	2101
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	2
Census Block	2027
Census Tract	20200

Owner

Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	872 APACHE RD, FRANKLIN LAKES, NJ 07417-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMALGAMATED BANK
Jul 26, 2018	Deed of Trust, Mortgage FIRST REPUBLIC BK
Jul 12, 2018	Grant Deed, Transfer VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Feb 6, 2013 · Amount on Record
Deed Document Number	201818-049686
Deed Book / Page	2995 / 1943
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	872 APACHE RD, FRANKLIN LAKES, NJ 07417-2803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036091550
Date	May 29, 2020
Book Page	3609/1550
Instrument	20-053263

Lender

Name	AMALGAMATED BANK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	872 APACHE RD, FRANKLIN LAKES, NJ 07417-2803
Document Number	0030221439
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	872 APACHE RD FRANKLIN LAKES NJ 074172803, FRANKLIN LAKES, NJ 07417-2803

Mortgage

Document Number	0030221439
Date	Aug 8, 2018
Book Page	003022/001439
Instrument	57042

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.6%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 12, 2018
Property Address	872 APACHE RD, FRANKLIN LAKES, NJ 07417-2803
Document Number	0029951943
Book / Page	002995 / 001943
Instrument Date	Jun 18, 2018
Instrument	49686
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	872 APACHE RD FRANKLIN LAKES NJ 074172803, FRANKLIN LAKES, NJ 07417-2803

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,963,200 (-) Land $546,000 Building $1,417,200	$1,963,200 (-) Land $546,000 Building $1,417,200
2025	$37,379.00 (+6.01%)	$1,963,200 (-) Land $546,000 Building $1,417,200	$1,963,200 (-) Land $546,000 Building $1,417,200
2024	$35,259.00 (+6.53%)
2023		$1,963,200 Land $546,000 Building $1,417,200	$1,963,200 Land $546,000 Building $1,417,200
2022	$33,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2007–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T.

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