Bergen County and Franklin Lakes Borough property record for 865 Apache Rd, Franklin Lakes, NJ 07417 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1963 |
| Square Footage | 6,456 sqft Living Area |
| Lot Size | 1 acres |
| Occupancy | Owner Occupied |
| Last Sale | $2,625,000 (2024) |
| Tax Bill | $28,958.00 (2025) |
| Primary APN | 20-02101-13-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 6,456 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame Construction |
| Lot Area | 43,560 sqft |
| Account Number | 18980 |
|---|---|
| Street Address | 865 APACHE RD |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-2801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC |
| Legal Subdivision | URBAN FARMS SUB SEC 3-BC PRT 2 |
| Legal Block | 2101 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | FRANKLIN LAKES |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 20200 |
Source: Bergen County and Franklin Lakes Borough records · APN 20-02101-13-00014
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 865 APACHE RD, FRANKLIN LAKES, NJ 07417-2801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Mar 16, 2018 | Deed of Trust, Mortgage NJ LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Deed Doc Number | 202432611 |
| Deed Book / Page | 5250 / 1716 |
| Prior Transfer Date | Nov 23, 1999 |
| Prior Transfer Doc | 0000200451 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 865 APACHE RD, FRANKLIN LAKES, NJ 07417-2801 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 665 APACHE RD, FRANKLIN LAKES, NJ 07417 |
| Document Number | 0056840310 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 5684/310 |
| Instrument | 2025089038 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 865 APACHE RD, FRANKLIN LAKES, NJ 07417-2801 |
| Document Number | 0029090886 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 865 APACHE RD FRANKLIN LAKES NJ 074172801, FRANKLIN LAKES, NJ 07417-2801 |
| Document Number | 0029090886 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 002909/000886 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Bergen County and Franklin Lakes Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,520,900 (-) Land $550,000 Building $970,900 | $1,520,900 (-) Land $550,000 Building $970,900 | |
| 2025 | $28,958.00 (+6.02%) | $1,520,900 (-) Land $550,000 Building $970,900 | $1,520,900 (-) Land $550,000 Building $970,900 |
| 2024 | $27,315.00 (+6.52%) | ||
| 2023 | $1,520,900 Land $550,000 Building $970,900 | $1,520,900 Land $550,000 Building $970,900 | |
| 2022 | $25,642.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures