Howard County property record for 8717 Timber Oak Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,536 sqft · built 2004 |
| Lot Size | 0.067 acres (2,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2018) |
| Tax Bill | $10,001 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570496 |
| Primary APN | 06-570496 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,900 sqft (0.067 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 570496 |
|---|---|
| Street Address | 8717 TIMBER OAK LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5919 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT C-10 2900 SQ 8717 TIMBER OAK LN STONE LAKE, RSB PAR C |
| Legal Subdivision | STONE LAKE |
| Legal Block | 9999 |
| Legal Lot Number | C 10 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
8717 Timber Oak Ln, a townhouse, is owned by two individuals who bought it in June 2018.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2997 BREEZY MEADOW CIR, CORONA, CA 92883-5912 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Jun 11, 2018 | Deed, Transfer · ARM THE COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on File |
| Deed Sale | Jun 11, 2018 · Amount on File |
| Prior Sale | Aug 11, 2009 · Amount on File |
| Deed Book / Page | 18217 / 239 |
| Prior Transfer Date | Sep 30, 2009 |
| Prior Transfer Doc | 0120670233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8717 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0193930397 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 19393/397 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 11, 2018 |
| Property Address | 8717 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 0182170239 |
| Book / Page | 18217 / 239 |
| Map Reference | PL15274 LB12067 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRADITION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8717 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 0018217245 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 18217/245 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
The 2026 property tax bill for 8717 Timber Oak Ln was $10,001, up 1.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,001.00 (+1.25%) | $659,700 (+0.95%) | $672,100 (+2.85%) Land $200,000 Building $472,100 |
| 2025 | $9,878.00 (+9.08%) | $653,500 Land $200,000 Building $453,500 | $653,500 Land $200,000 Building $453,500 |
| 2024 | $9,056.00 | ||
| 2023 | $539,033 | $653,500 Land $200,000 Building $453,500 | |
| 2022 | $5,425.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8717 Timber Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8717 Timber Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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