San Diego County property record for 8715 Spring Vista Way, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,806 sqft · built 1974 |
| Lot Size | 0.18 acres (7,822 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,230 (2025) |
| Deeds & Mortgages | Aug 2023 Reverse Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 578-320-15-00 |
| Primary APN | 578-320-15-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,806 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 7,822 sqft (0.18 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 8715 SPRING VISTA WAY |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 15 TR 007429 |
| Legal Subdivision | SPRING VISTA |
| Legal Tract | 007429 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13906 |
8715 Spring Vista Way is owner-occupied and held in a trust since August 2002.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8715 SPRING VISTA WAY, SPRING VALLEY, CA 91977-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Aug 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CERTIFIED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2002 |
| Transfer Doc | 0000906613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8715 SPRING VISTA WAY, SPRING VALLEY, CA 91977-4024 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 8715 SPRING VISTA WAY, SPRING VALLEY, CA 91977-4024 |
| Document Number | 0000229508 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023-0229508 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 738 Months |
| Due | Feb 17, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.71% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8715 SPRING VISTA WAY, SPRING VALLEY, CA 91977-4024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000386879 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 2017-0386879 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8715 SPRING VISTA WAY, SPRING VALLEY, CA 91977-4024 |
| Document Number | 0000153034 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8715 SPRING VISTA WAY SPRING VALLEY CA 919774024, SPRING VALLEY, CA 91977-4024 |
| Document Number | 0000153034 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 153034 |
| Name | CERTIFIED FCU |
|---|---|
| Type | Credit Union |
| Address | EL MONTE, CA 91731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
The 2025 property tax bill for 8715 Spring Vista Way was $2,230 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $136,242 (+2%) Land $26,357 Building $109,885 | |
| 2025 | $2,230.00 Homeowner's exemption | $133,572 Land $25,841 Building $107,731 |
| 2023 | $2,023.00 (+2.48%) Homeowner's exemption | $128,388 Land $24,839 Building $103,549 |
| 2022 | $1,974.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8715 Spring Vista Way in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 25 (1979–2017) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8715 Spring Vista Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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