Bay County property record for 8713 Lime Dr, Panama City Beach, FL 32413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,759 sqft · built 2023 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $869,300 (Sep 2023) |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 32503-350-350 |
| Primary APN | 32503-350-350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,759 sqft Living Area |
| Gross Area | 3,377 sqft |
| 1st Floor Area | 2,534 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 131 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Porch | Florida Room |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8713 LIME DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4175 ORB 4735 P 89 |
| Legal Subdivision | LATITUDE AT WATERSOUND AREA 1 |
| Legal Lot Number | 4175 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3137 |
| Census Tract | 201 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8713 LIME DR, PANAMA CITY BEACH, FL 32413-9607 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 26, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 28, 2023 | Special Warranty Deed, Transfer WATERSOUND TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Deed Document Number | 202361493 |
| Deed Book / Page | 4735 / 89 |
| Last Transfer Date | Nov 19, 2025 |
| Transfer Doc | 0049771564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 26, 2025 |
| Property Address | 8713 LIME DR, PANAMA CITY BEACH, FL 32413-9607 |
| Document Number | 0049771564 |
| Book / Page | 4977 / 1564 |
| Map Reference | MB 29 PG 23-35 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025069064 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8713 LIME DR, PANAMA CITY BEACH, FL 32413-9607 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8713 LIME DR, PANAMA CITY BEACH, FL 32413-9607 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 28, 2023 |
| Property Address | 8713 LIME DR, PANAMA CITY BEACH, FL 32413-9607 |
| Document Number | 0047350089 |
| Book / Page | 4735 / 89 |
| Map Reference | MB 29 PG 23-35 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023061493 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | WATERSOUND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,085.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470 |
| Name | Verified Name |
|---|---|
| Address | 8713 LIME DR, PANAMA CITY BEACH, FL 32413-9607 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370.00 (+2.34%) Homeowner's exemption | $392,865 (+2.9%) | $767,049 (+2.93%) Land $49,343 Building $717,706 |
| 2024 | $4,270.00 (+1,029.63%) Homeowner's exemption | $381,793 (+1,162.92%) | $745,236 (+2,365.14%) Land $40,000 Building $705,236 |
| 2023 | $378.00 (+1,7%) | $30,231 (+1,561.04%) Land $30,231 | $30,231 (+1,561.04%) Land $30,231 |
| 2022 | $21.00 | $1,820 Land $1,820 | $1,820 Land $1,820 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 722 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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