8705 Lime Dr, Panama City Beach, FL 32413 Property Records

Bay County property record for 8705 Lime Dr, Panama City Beach, FL 32413

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,534 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$674,100 (Oct 2023)
Tax Bill	$6,848 (2025)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`32503-350-346`

Property Details

APN / Parcel Number

Primary APN	`32503-350-346`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,534 sqft Heated Area
Gross Area	3,398 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Driveway	Driveway
Driveway Area	1,080 sqft
Patio Area	280 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8705 LIME DR
City	PANAMA CITY BEACH
State	FL
Zip	32413-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4173 ORB 4737 P 1826
Legal Subdivision	LATITUDE AT WATERSOUND AREA 1
Legal Phase	4A
Legal Lot Number	4173
Jurisdiction	BAY FL
Township / Civil Division	SOUTHPORT
Census Block Group	3
Census Block	3137
Census Tract	201

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8705 LIME DR, PANAMA CITY BEACH, FL 32413-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	2023063428
Deed Book / Page	4737 / 1826
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 6, 2023
Property Address	8705 LIME DR, PANAMA CITY BEACH, FL 32413-9607
Document Number	0047371826
Book / Page	4737 / 1826
Map Reference	MB 29 PG 23-35
Instrument Date	Oct 4, 2023
Instrument	2023063428
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	WATERSOUND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$4,718.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8705 LIME DR, PANAMA CITY BEACH, FL 32413-9607

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,848.00 (+1,711.64%) Homeowner's exemption	$593,069 (+1,861.79%)	$595,533 (+1,869.94%) Land $49,343 Building $546,190
2023	$378.00 (+1,7%)	$30,231 (+1,561.04%) Land $30,231	$30,231 (+1,561.04%) Land $30,231
2022	$21.00	$1,820 Land $1,820	$1,820 Land $1,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 722 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	722 in force
Nearby Flood Claims	3 (2018–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20