871 Western Ave N, Park Rapids, MN 56470 Property Records

Hubbard County property record for 871 Western Ave N, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,628 sqft · built 1983
Lot Size	3.94 acres (171,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Sep 2017)
Tax Bill	$2,740 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2021 Refinance + 1 more
APN	`27.22.00510`

Property Details

APN / Parcel Number

Primary APN	`27.22.00510`
Alternative APN	`53499`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,639 sqft
Basement Area	1,240 sqft
Finished Basement	1,240 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	171,626 sqft (3.94 acres)
Garage Area	471 sqft
Driveway	Concrete Driveway
Driveway Area	192 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	380 sqft
Pole Barn	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	53499
Street Address	871 WESTERN AVE N
City	PARK RAPIDS
State	MN
Zip	56470-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-140 RANGE-035 3.94 AC 22-1D-1 PAR OF NE1/4 FR E 1/4 COR N1680.51 W33 PB W572.5 N300 E572.5 S300 TO PB
Legal Range	35
Legal Township	140
Legal Section	22
Jurisdiction	HUBBARD MN
Township / Civil Division	TODD
Census Block Group	1
Census Block	1012
Census Tract	70500

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	871 WESTERN AVE N, PARK RAPIDS, MN 56470-3294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	2017393134
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	871 WESTERN AVE N, PARK RAPIDS, MN 56470-3294
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429502
Date	Apr 28, 2023
Instrument	A000429502

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 15, 2028

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	871 WESTERN AVE N, PARK RAPIDS, MN 56470-3294
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000418013
Date	Jul 14, 2021
Instrument	A000418013

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Sep 26, 2017
Property Address	871 WESTERN AVE N, PARK RAPIDS, MN 56470-3294
Document Number	A000393134
Instrument Date	Sep 26, 2017
Instrument	A000393134
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.90
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	871 WESTERN AVE N, PARK RAPIDS, MN 56470-3294

Mortgage

Document Number	A000393135
Date	Sep 26, 2017
Instrument	A000393135

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Todd Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,740.00 Homeowner's exemption
2025	$2,740.00 (-30.32%)	$443,400 (+46.87%) Land $45,100 Building $398,300	$443,400 (+46.87%) Land $45,100 Building $398,300
2022	$3,932.00	$301,900 Land $33,400 Building $268,500	$301,900 Land $33,400 Building $268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Cable	1,000 / 50
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

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