197 Western Ave N, Park Rapids, MN 56470 Property Records

Hubbard County property record for 197 Western Ave N, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,227 sqft · built 1987
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2017)
Tax Bill	$1,556 (2026)
Deeds & Mortgages	Oct 2021 Refinance Nov 2017 Sale & Mortgage
APN	`27.22.01800`

Property Details

APN / Parcel Number

Primary APN	`27.22.01800`
Alternative APN	`53637`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	53637
Street Address	197 WESTERN AVE N
City	PARK RAPIDS
State	MN
Zip	56470-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-140 RANGE-035 .77 AC 22-6B1 N100 OF S580 OF E33 3 OF SE1/4 N OF RD
Legal Range	35
Legal Township	140
Legal Section	22
Jurisdiction	HUBBARD MN
Township / Civil Division	TODD
Census Block Group	1
Census Block	1012
Census Tract	70500

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	197 WESTERN AVE N, PARK RAPIDS, MN 56470-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	2017394056
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	197 WESTERN AVE N, PARK RAPIDS, MN 56470-3238
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000420015
Date	Oct 15, 2021
Instrument	A000420015

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Nov 2, 2017
Property Address	197 WESTERN AVE N, PARK RAPIDS, MN 56470-3238
Document Number	A000394056
Instrument Date	Nov 2, 2017
Instrument	A000394056
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	LEER TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WESTERN AVE N, PARK RAPIDS, MN 56470-3238

Mortgage

Document Number	A000394057
Date	Nov 2, 2017
Instrument	A000394057

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Todd Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,556.00 Homeowner's exemption
2025	$1,556.00 (-30.1%)	$252,200 (+34.22%) Land $32,500 Building $219,700	$252,200 (+34.22%) Land $32,500 Building $219,700
2022	$2,226.00	$187,900 Land $23,200 Building $164,700	$187,900 Land $23,200 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Cable	1,000 / 50

May also be available: Paul Bunyan Communications.

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