871 Tracy Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 871 Tracy Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,429 sqft · built 2004
Lot Size	0.215 acres (9,379 sqft)
Owner	Individual Name on File
Last Sale	$312,400 (Apr 2026)
Tax Bill	$704 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086024004013001029`

Property Details

APN / Parcel Number

Primary APN	`086024004013001029`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,379 sqft (0.215 acres)
Lot Dimensions	113 ft deep x 82.7 ft wide

Location & Zoning

Street Address	871 TRACY LN
City	MOUNT VERNON
State	MO
Zip	65712-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29, FINAL PLAT OF QUAIL RUN ESTATES PHS 2 - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	QUAIL RUN ESTATES
Legal Lot Number	29
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

871 Tracy Ln is owned and occupied by an individual who bought it in April 2026.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	871 TRACY LN, MOUNT VERNON, MO 65712-9695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Correction Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE
Mar 19, 2026	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Deed Document Number	20261886
Deed Book / Page	2026 / 1886
Prior Transfer Date	Mar 26, 2026
Prior Transfer Doc	0000001886
Record Updated	Sep 20, 2026

April 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 9, 2026
Property Address	871 TRACY LN, MOUNT VERNON, MO 65712-9695
Document Number	0000001886
Book / Page	2026 / 1886
Instrument Date	Mar 26, 2026
Instrument	20261886
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WASCO TITLE, WACO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 TRACY LN, MOUNT VERNON, MO 65712-9695

Mortgage

Document Number	0000001887,
Date	Apr 9, 2026
Book Page	2026/1887
Instrument	20261887

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Mar 19, 2026
Property Address	871 TRACY LN, MOUNT VERNON, MO 65712-9695
Document Number	02026/1447
Book / Page	2026 / 1447
Instrument Date	Mar 10, 2026
Instrument	2026001447
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 TRACY LN, MOUNT VERNON, MO 65712-9695

Mortgage

Document Number	0020261448
Date	Mar 19, 2026
Instrument	2026/1448

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 871 Tracy Ln was $704, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,320 (-) Land $3,150 Building $11,170
2025	$704.00 (+0.14%)	$14,320 Land $3,150 Building $11,170	$75,368
2024	$703.00 (-0.57%)
2023	$707.00 (-0.14%)	$14,320 Land $3,150 Building $11,170	$75,368
2022	$708.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 871 Tracy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 871 Tracy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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