849 Tracy Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 849 Tracy Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 2003
Lot Size	0.235 acres (10,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086024004008011000`

Property Details

APN / Parcel Number

Primary APN	`086024004008011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,240 sqft (0.235 acres)
Lot Dimensions	128 ft deep x 80 ft wide

Location & Zoning

Street Address	849 TRACY LN
City	MOUNT VERNON
State	MO
Zip	65712-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACY LN,849; LT 11 QUAIL RUN ESTATES PHS 1 - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	QUAIL RUN ESTATES
Legal Lot Number	11
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	849 TRACY LN, MOUNT VERNON, MO 65712-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 10, 2019	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK
Jul 28, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023
Deed Sale	Nov 1, 2023
Deed Document Number	20234891
Deed Book / Page	459 / 4752
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	849 TRACY LN, MOUNT VERNON, MO 65712-9695
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 TRACY LN, MOUNT VERNON, MO 65712-9695

Mortgage

Document Number	00457/7296
Date	Dec 2, 2021
Book Page	457/7296
Instrument	2021-00007356

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	849 TRACY LN, MOUNT VERNON, MO 65712-9695
Transaction Type	Mortgage
Record Updated	Jun 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/2011
Date	May 10, 2019
Book Page	455/2011
Instrument	2019-00002034

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	849 TRACY LN, MOUNT VERNON, MO 65712-9695
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00003712
Date	Jul 28, 2017
Book Page	453/3295
Instrument	2017-00003712

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	Foothill Ranch, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,620 (-) Land $3,150 Building $26,470
2025	$1,341.00	$29,620 (+9.66%) Land $3,150 Building $26,470	$142,158 (-)
2024	$1,341.00 (+0.52%)
2023	$1,334.00 (+6.72%)	$27,010 Land $3,150 Building $23,860	$142,158
2022	$1,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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