871 Towne St, Sonoma, CA 95476 Property Records

Sonoma County property record for 871 Towne St, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,063 sqft · built 1996
Lot Size	0.263 acres (11,445 sqft)
Owner	Company Name on Record
Last Sale	$322,500 (Oct 1995)
Tax Bill	$7,789 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128-570-004-000`

Property Details

APN / Parcel Number

Primary APN	`128-570-004-000`
Alternative APN	`128-570-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,063 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,445 sqft (0.263 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	128-570-004
Street Address	871 TOWNE ST
City	SONOMA
State	CA
Zip	95476-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSO
Legal Description	95 FM 128-031-06 MAC ARTHUR ESTATES LOT 4
Legal Subdivision	MAC ARTHUR ESTATE
Legal Block	3
Legal Lot Number	4
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	3
Census Block	3008
Census Tract	150204

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	871 TOWNE ST, SONOMA, CA 95476-7264
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 17, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 17, 2017	Quit Claim Deed, Transfer SPL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 1995 · Amount on Record
Deed Sale	Oct 17, 1995 · Amount on Record
Deed Document Number	199587150
Last Transfer Date	May 9, 2017
Transfer Doc	0000038565
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	871 TOWNE ST, SONOMA, CA 95476-7264
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 TOWNE ST, SONOMA, CA 95476-7264

Mortgage

Document Number	0000100747
Date	Oct 30, 2020
Instrument	2020100747

Lender

Name	UMPQUA BANK
Type	Bank
Address	SAN RAFAEL, CA 94901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 17, 2017
Property Address	871 TOWNE ST, SONOMA, CA 95476-7264
Document Number	0000038565
Instrument Date	May 9, 2017
Instrument	38565
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	871 TOWNE ST SONOMA CA 954767264, SONOMA, CA 95476-7264

Mortgage

Document Number	38566
Date	May 17, 2017
Instrument	38566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 16, 2037

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 17, 2017
Property Address	871 TOWNE ST, SONOMA, CA 95476-7264
Document Number	0000038567
Instrument Date	May 9, 2017
Instrument	38567
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	871 TOWNE ST SONOMA CA 954767264, SONOMA, CA 95476-7264

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Sonoma City
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,408 (+2%) Land $212,113 Building $334,295
2025	$7,789.00 (+9.07%) Homeowner's exemption	$535,695 (+4.04%) Land $207,954 Building $327,741
2023	$7,141.00 (+1.85%) Homeowner's exemption	$514,895 Land $199,880 Building $315,015
2022	$7,011.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SONOMA serves 10,619 people · EPA ID CA4910012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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