851 Towne St, Sonoma, CA 95476 Property Records

Sonoma County property record for 851 Towne St, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1996
Lot Size	0.196 acres (8,555 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Jul 2020)
Tax Bill	$17,091 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`128-570-006-000`

Property Details

APN / Parcel Number

Primary APN	`128-570-006-000`
Alternative APN	`128-570-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,555 sqft (0.196 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	128-570-006
Street Address	851 TOWNE ST
City	SONOMA
State	CA
Zip	95476-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSO
Legal Description	95 FM 128-031-06 MAC ARTHUR ESTATES LOT 6
Legal Subdivision	MAC ARTHUR ESTATE
Legal Block	3
Legal Lot Number	6
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	3
Census Block	3008
Census Tract	150204

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	851 TOWNE ST, SONOMA, CA 95476-7264
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 2, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 8, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 11, 2017	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	202053942
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	0000009025
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	851 TOWNE ST, SONOMA, CA 95476-7264
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011371
Date	Feb 14, 2017
Instrument	2017011371

Lender

Name	UMPQUA BANK
Type	Bank
Address	SONOMA, CA 95476

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	851 TOWNE ST, SONOMA, CA 95476-7264
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 TOWNE ST, SONOMA, CA 95476-7264

Mortgage

Document Number	0000094465
Date	Oct 16, 2020
Instrument	2020094465

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 2, 2020
Property Address	851 TOWNE ST, SONOMA, CA 95476-7264
Document Number	0000053942
Instrument Date	Jun 30, 2020
Instrument	53942
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,430.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	951 TOWNE ST SONOMA CA 95476, SONOMA, CA 95476

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 8, 2018
Property Address	851 TOWNE ST, SONOMA, CA 95476-7264
Document Number	0000009025
Instrument Date	Feb 7, 2018
Instrument	9025
Transaction Type	Transfer
Record Updated	Feb 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1305 BROCKMAN LN SONOMA CA 954767666, SONOMA, CA 95476-7666

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 11, 2017
Property Address	851 TOWNE ST, SONOMA, CA 95476-7264
Document Number	0000027748
Instrument Date	Apr 5, 2017
Instrument	27748
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	851 TOWNE ST SONOMA CA 954767264, SONOMA, CA 95476-7264

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 11, 2017
Property Address	851 TOWNE ST, SONOMA, CA 95476-7264
Document Number	0000027749
Map Reference	MAP532 PG26-31
Instrument Date	Apr 3, 2017
Instrument	2017027749
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 TOWNE ST, SONOMA, CA 95476-7264

Mortgage

Document Number	0000027750
Date	Apr 11, 2017
Instrument	2017027750

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Sonoma City
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,435,302 (+2%) Land $662,447 Building $772,855
2025	$17,091.00 (+4.23%) Homeowner's exemption	$1,407,159 (+4.04%) Land $649,458 Building $757,701
2023	$16,398.00 (+1.4%) Homeowner's exemption	$1,352,520 Land $624,240 Building $728,280
2022	$16,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SONOMA serves 10,619 people · EPA ID CA4910012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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