871 Koshare St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 871 Koshare St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,192 sqft · built 2013
Lot Size	0.157 acres (6,882 sqft)
Owner	Company Name on Record
Last Sale	$688,000 (Jul 2013)
Tax Bill	$10,627 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-74-049`

Property Details

APN / Parcel Number

Primary APN	`783-74-049`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,192 sqft Living Area
1st Floor Area	1,772 sqft
2nd Floor Area	1,420 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Architectural Style	Other
Construction Type	Wood
Lot Area	6,882 sqft (0.157 acres)
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	871 KOSHARE ST
City	GILROY
State	CA
Zip	95020-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9966 LOT 67
Legal Subdivision	9966 DEER PARK PH III
Legal Tract	9966
Legal Lot Number	67
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3009
Census Tract	512515

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	19851 LANARK LN, SARATOGA, CA 95070-5023
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 30, 2020	Quit Claim Deed, Transfer TIMIOS TITLE INC
Apr 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 30, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2013 · Amount on Record
Deed Sale	Jul 23, 2013 · Amount on Record
Prior Sale	Mar 30, 2020
Deed Document Number	0022318224
Last Transfer Date	Apr 9, 2020
Transfer Doc	0024451164
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	871 KOSHARE ST, GILROY, CA 95020-9352
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19851 LANARK LN, SARATOGA, CA 95070-5023

Mortgage

Document Number	0024897225
Date	Mar 30, 2021
Instrument	24897225

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 30, 2020
Property Address	871 KOSHARE ST, GILROY, CA 95020-9352
Document Number	0024443401
Instrument Date	Mar 25, 2020
Instrument	24443401
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19851 LANARK LN SARATOGA CA 950705023, SARATOGA, CA 95070-5023

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 9, 2020
Property Address	871 KOSHARE ST, GILROY, CA 95020-9352
Document Number	0024451164
Instrument Date	Mar 25, 2020
Instrument	24451164
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19851 LANARK LN SARATOGA CA 950705023, SARATOGA, CA 95070-5023

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 30, 2020
Property Address	871 KOSHARE ST, GILROY, CA 95020-9352
Document Number	0024443348
Instrument Date	Mar 25, 2020
Instrument	24443348
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19851 LANARK LN SARATOGA CA 950705023, SARATOGA, CA 95070-5023

Mortgage

Document Number	24443349
Date	Mar 30, 2020
Instrument	24443349

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,627.00 (+2.3%)	$843,345 (+4.04%) Land $281,941 Building $561,404
2023	$10,388.00 (+1.69%)	$810,599 Land $270,994 Building $539,605
2022	$10,215.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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