Santa Clara County property record for 831 Koshare St, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,018 sqft · built 2013 |
| Lot Size | 0.157 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $677,000 (Jun 2013) |
| Tax Bill | $10,422 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-74-053 |
| Primary APN | 783-74-053 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,018 sqft Living Area |
| 1st Floor Area | 1,613 sqft |
| 2nd Floor Area | 1,405 sqft |
| Year Built | Built 2013 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,882 sqft (0.157 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 831 KOSHARE ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 9966 LOT 71 |
| Legal Tract | 9966 |
| Legal Lot Number | 71 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 512515 |
831 Koshare St is owned and occupied by an individual who acquired it in July 2015.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 831 KOSHARE ST, GILROY, CA 95020-9352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2013 · Amount on File |
| Deed Sale | Jun 28, 2013 · Amount on File |
| Prior Sale | Jun 28, 2013 |
| Deed Document Number | 0022283877 |
| Last Transfer Date | Jul 31, 2015 |
| Transfer Doc | 0023040453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 831 KOSHARE ST, GILROY, CA 95020-9352 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0023884537 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 23884537 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2033 |
The 2025 property tax bill for 831 Koshare St was $10,422 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,422.00 Homeowner's exemption | $833,544 Land $307,852 Building $525,692 |
| 2023 | $10,185.00 (+1.72%) Homeowner's exemption | $801,179 Land $295,899 Building $505,280 |
| 2022 | $10,013.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 831 Koshare St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 Koshare St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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