871 High St, Elgin, IL 60123 Property Records

Kane County property record for 871 High St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,464 sqft · built 1953
Lot Size0.158 acres (6,864 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Sep 2025)
Tax Bill$6,476 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-108-001

Property Details

APN / Parcel Number

Primary APN06-14-108-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,464 sqft Living Area
Gross Area2,928 sqft
1st Floor Area1,464 sqft
Basement Area1,464 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick
Lot Area6,864 sqft (0.158 acres)
Lot Dimensions132 ft deep x 52 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address871 HIGH ST
CityELGIN
StateIL
Zip60123-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWARD J OBEIRNES SUB LOT 1 BLOCK 3
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3014
Census Tract851102

Owner

Source: Kane County records · APN 06-14-108-001

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address158 S UNION ST, ELGIN, IL 60123-6253
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleFeb 04, 2016 · Amount on Record
Deed Document Number202536517
Prior Transfer DateAug 24, 2002
Prior Transfer Doc0000108101
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 22, 2025
Property Address871 HIGH ST, ELGIN, IL 60123-3427
Document Number0000036517
Instrument DateAug 25, 2025
Instrument2025K036517
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATL INS TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address871 HIGH ST, ELGIN, IL 60123-3427

Mortgage

Document Number0000036518
DateSep 22, 2025
Instrument2025K036518
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,476.00 (+4.35%) Homeowner's exemption
2024$6,206.00 (+11%) Homeowner's exemption$85,559 (+21.39%) Land $20,212 Building $65,347$256,780 (+21.44%) Land $60,660 Building $196,119
2022$5,591.00 (+4.64%) Homeowner's exemption$70,481 (+6.96%) Land $16,650 Building $53,831$211,443 (+6.96%) Land $49,950 Building $161,493
2021$5,343.00 Homeowner's exemption$65,895 Land $15,567 Building $50,328$197,685 Land $46,701 Building $150,984

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on High St

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