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804 High St, Elgin, IL 60123 Property Records

Kane County property record for 804 High St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 1954
Lot Size0.161 acres (6,996 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jan 2017)
Tax Bill$6,540 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-105-022

Property Details

APN / Parcel Number

Primary APN06-14-105-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
Gross Area2,938 sqft
1st Floor Area1,652 sqft
Basement Area1,286 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Lot Area6,996 sqft (0.161 acres)
Lot Dimensions132 ft deep x 53 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address804 HIGH ST
CityELGIN
StateIL
Zip60123-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWARD J OBEIRNES SUB LOT 12 BLOCK 5
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block5
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3010
Census Tract851102

Owner

Source: Kane County records · APN 06-14-105-022

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address804 HIGH ST, ELGIN, IL 60123-3428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
AMRES CORPORATION
Jan 19, 2017Warranty Deed, Transfer · FHA Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2017 · Amount on Record
Deed SaleJan 19, 2017 · Amount on Record
Prior SaleApr 20, 2001 · Amount on Record
Deed Document Number20173383
Last Transfer DateSep 11, 2023
Transfer Doc0000032856
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 21, 2023
Property Address804 HIGH ST, ELGIN, IL 60123-3428
Document Number0000032856
Instrument DateSep 11, 2023
Instrument2023K032856
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 HIGH ST, ELGIN, IL 60123-3428

Mortgage

Document Number0000032857
DateSep 21, 2023
Instrument2023K032857
Lender
NameAMRES CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053
Interest
Rate TypeFixed Rate
Rate6.99%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 19, 2017
Property Address804 HIGH ST, ELGIN, IL 60123-3428
Document Number0000003383
Instrument DateJan 18, 2017
Instrument2017K003383
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address804 HIGH ST, 804, ELGIN, IL 60123-3428

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address804 HIGH ST, ELGIN, IL 60123-3428

Mortgage

Document Number0000003384
DateJan 19, 2017
Instrument2017K003384
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,540.00 (+15.83%)
2024$86,330 (+21.39%) Land $20,212 Building $66,118$259,094 (+21.44%) Land $60,660 Building $198,433
2022$5,646.00 (+4.63%) Homeowner's exemption$71,116 (+6.96%) Land $16,650 Building $54,466$213,348 (+6.96%) Land $49,950 Building $163,398
2021$5,396.00 Homeowner's exemption$66,489 Land $15,567 Building $50,922$199,467 Land $46,701 Building $152,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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