871 E McLeod Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 871 E McLeod Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Oct 2016)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`535378`

Property Details

APN / Parcel Number

Primary APN	`535378`
Alternative APNs	`380318 382250 0000` `61614`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Storage Building	768 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	535378
Street Address	871 E MCLEOD RD
City	BELLINGHAM
State	WA
Zip	98226-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	BEG ON E-W SEC C/L 780.36 FT E OF SEC CTR-TH S 01 DEG 09'30\W 30 FT TO POB-TH S 88 DEG 50'30\ E ALG S LI OF MCLEOD RD 75 FT-T
Legal Range	03
Legal Township	38
Legal Section	18
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3009
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	871 E MCLEOD RD, BELLINGHAM, WA 98226-8092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jan 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2016 · Amount on Record
Deed Sale	Oct 7, 2016 · Amount on Record
Prior Sale	Apr 10, 2006
Deed Document Number	2016-1000913
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	871 E MCLEOD RD, BELLINGHAM, WA 98226-8092
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001003534
Date	Oct 22, 2021
Instrument	2021-1003534

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	871 E MCLEOD RD, BELLINGHAM, WA 98226-8092
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 E MCLEOD RD, BELLINGHAM, WA 98226-8092

Mortgage

Document Number	0000101239
Date	Jan 20, 2023
Instrument	2023-0101239

Lender

Name	PEOPLES BANK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,797.00 (+34.69%)	$464,313 (+15.75%) Land $266,114 Building $198,199	$464,313 (+15.75%) Land $266,114 Building $198,199
2022		$401,127 Land $229,900 Building $171,227	$401,127 Land $229,900 Building $171,227
2021	$2,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink.

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