858 E McLeod Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 858 E McLeod Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,815 sqft · built 1930
Lot Size	4.13 acres (179,903 sqft)
Owner	Individual Name on Record
Tax Bill	$8,692 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`549240`

Property Details

APN / Parcel Number

Primary APN	`549240`
Alternative APNs	`380318 381346 0000` `61613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,815 sqft Living Area
1st Floor Area	2,190 sqft
2nd Floor Area	1,625 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	179,903 sqft (4.13 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	562 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	549240
Street Address	858 E MCLEOD RD
City	BELLINGHAM
State	WA
Zip	98226-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	W 1/2 SE SW NE-EXC E 102 FT OF S 305 FT THEREOF-LESS RD
Legal Range	03
Legal Township	38
Legal Section	18
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3011
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2736 SUNSET DR, BELLINGHAM, WA 98225-2535
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PACIFIC
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK&TR CO/CLINTON CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018
Deed Sale	Feb 21, 2018
Prior Sale	May 16, 2003 · Amount on Record
Deed Document Number	2018-0201980
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	858 E MCLEOD RD, BELLINGHAM, WA 98226-8092
Document Number	2200702428
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 E MCLEOD RD BELLINGHAM WA 982268092, BELLINGHAM, WA 98226-8092

Mortgage

Document Number	2200702428
Date	Jul 16, 2020
Instrument	702428

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	858 E MCLEOD RD, BELLINGHAM, WA 98226-8092
Document Number	2200302216
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	858 E MCLEOD RD BELLINGHAM WA 982268092, BELLINGHAM, WA 98226-8092

Mortgage

Document Number	2200302216
Date	Mar 18, 2020
Instrument	302216

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	858 E MCLEOD RD, BELLINGHAM, WA 98226-8092
Document Number	2180202676
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 SUNSET DR BELLINGHAM WA 982252535, BELLINGHAM, WA 98225-2535

Mortgage

Document Number	2180202676
Date	Feb 28, 2018
Instrument	202676

Lender

Name	PEOPLES BK&TR CO/CLINTON CNTY
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,692.00 (+46.87%)	$1,062,855 (+27.35%) Land $399,817 Building $663,038	$1,062,855 (+27.35%) Land $399,817 Building $663,038
2022		$834,614 Land $313,959 Building $520,655	$834,614 Land $313,959 Building $520,655
2021	$5,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink.

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