Minnehaha County property record for 8605 E Saddle Creek Rd, Sioux Falls, SD 57110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,609 sqft · built 1994 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $6,091 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-08-452-012-000 |
| Primary APN | 01-23-08-452-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Finished Area |
| 1st Floor Area | 1,609 sqft |
| Basement Area | 1,609 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 66,211 sqft (1.52 acres) |
| Lot Dimensions | 260 ft deep x 261 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,504 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 667 sqft |
| Patio Area | 1,135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | 62240 |
|---|---|
| Street Address | 8605 E SADDLE CREEK RD |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57110-7459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 11 BLOCK 1 HIDDEN VALLEY COUNTRY ESTATES ADDN SPLIT ROCK TOWNHSIP |
| Legal Subdivision | HIDDEN VALLEY COUNTRY ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SPLIT ROCK |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 10403 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 8605 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Nov 20, 2018 | Deed of Trust, Mortgage · ARM VOYAGE FCU |
| Jan 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage VOYAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2019 |
| Transfer Doc | 593DEED/0895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 8605 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7459 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1850MTG/0938 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 1850 MTG/0938 |
| Name | VOYAGE FCU |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57105 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.47% |
| Index | 1-Year CMT |
| Max Rate | 9.47% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jan 6, 2020 |
| Property Address | 8605 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7459 |
| Document Number | 593DEED/0895 |
| Book / Page | 593 DEED / 0895 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8605 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7459 |
| Document Number | 1875MTG0242 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 1875 MTG/0242 |
| Name | VOYAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.08% |
| Type Change Date | Dec 23, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.08% |
| Index | 1-Year CMT |
| Max Rate | 8.08% |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Split Rock Township |
| Unified School District | Brandon Valley School District 49-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,873 (-1.1%) Land $155,866 Building $359,007 | $514,873 Land $155,866 Building $359,007 | |
| 2025 | $6,091.00 | $520,600 (+7.16%) Land $157,600 Building $363,000 | |
| 2024 | $6,091.00 (+23.47%) | $485,800 (+33.9%) Land $157,600 Building $328,200 | |
| 2022 | $4,933.00 | $362,800 Land $101,100 Building $261,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 68% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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