8697 Windersgate Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 8697 Windersgate Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,012 sqft · built 1995
Lot Size	1.02 acres (44,665 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-06-8-28-14-0-00024-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-8-28-14-0-00024-00`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,012 sqft Adjusted Area
1st Floor Area	2,160 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Other
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,665 sqft (1.02 acres)
Lot Dimensions	313 ft deep x 140 ft wide

Location & Zoning

Street Address	8697 WINDERSGATE DR
City	OLIVE BRANCH
State	MS
Zip	38654-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	GERMANWOOD ESTATES S-D 2ND ADDITION LOT 24
Legal Range	006
Legal Township	01S
Legal Section	28
Legal Subdivision	GERMANWOOD ESTATES S-D 2ND ADDITION
Legal Lot Number	24
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	70811

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8697 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 3, 2020	Intrafamily Transfer, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 8, 2020
Transfer Doc	000931/375
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8697 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8697 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232

Mortgage

Document Number	005041/157
Date	Sep 14, 2020
Book Page	5041/157

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jun 1, 2035

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Sep 3, 2020
Property Address	8697 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232
Document Number	000931/375
Book / Page	931 / 375
Map Reference	MB 24 PG 33
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8697 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (+19.47%)	$26,337 (+38.18%) Land $2,500 Building $23,837	$263,372 (+38.18%) Land $25,000 Building $238,372
2023	$2,301.00	$19,060	$190,601 Land $25,000 Building $165,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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