Santa Rosa County property record for 8708 Laredo St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2003 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Mar 2026) |
| Tax Bill | $3,708 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00800-0100 |
| Primary APN | 21-2S-26-2740-00800-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,598 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8708 LAREDO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NAVARRE 1ST ADD LOT 10 BLK 8 AS DES IN OR 4335 PG 661 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10827 |
8708 Laredo St is owned and occupied by two individuals who bought it in March 2026.
Source: Santa Rosa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8708 LAREDO ST, NAVARRE, FL 32566-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Correction Deed RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Mar 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Oct 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 28, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on File |
| Deed Sale | Mar 2, 2026 · Amount on File |
| Prior Sale | Oct 13, 2022 · Amount on File |
| Deed Document Number | 202610191 |
| Deed Book / Page | 4714 / 1506 |
| Prior Transfer Date | Oct 3, 1995 |
| Prior Transfer Doc | 1498000844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 16, 2026 |
| Property Address | 8708 LAREDO ST, NAVARRE, FL 32566-2130 |
| Document Number | 0047200644 |
| Book / Page | 4720 / 644 |
| Map Reference | MB B PG 169 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 202613000 |
| Record Updated | Apr 10, 2026 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 16 WHITLEIGH CT, ARDEN, NC 28704-6302 |
| Name | Verified Name |
|---|---|
| Address | 8708 LAREDO ST, NAVARRE, FL 32566-2130 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 2, 2026 |
| Property Address | 8708 LAREDO ST, NAVARRE, FL 32566-2130 |
| Document Number | 0047141506 |
| Book / Page | 4714 / 1506 |
| Map Reference | MB B PG 169 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 202610191 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 WHITLEIGH CT, ARDEN, NC 28704-6302 |
| Name | Verified Name |
|---|---|
| Address | 8708 LAREDO ST, NAVARRE, FL 32566-2130 |
| Document Number | 0047141508 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 4714/1508 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Number | 0047200646 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 4720/646 |
| Instrument | 202613001 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 8708 LAREDO ST, NAVARRE, FL 32566-2130 |
| Document Number | 0043350661 |
| Book / Page | 4335 / 661 |
| Map Reference | MB B PG 169 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 202258415 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2276 BANBURY AVE, 2276, DELTONA, FL 32725-2727 |
| Name | Verified Name |
|---|---|
| Address | 16 WHITLEIGH CT, ARDEN, NC 28704-6302 |
| Document Number | 0004335666 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 4335/666 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 28, 2019 |
| Property Address | 8708 LAREDO ST, NAVARRE, FL 32566-2130 |
| Document Number | 0038640813 |
| Book / Page | 003864 / 000813 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 38193 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,736.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8708 LAREDO ST NAVARRE FL 325662130, NAVARRE, FL 32566-2130 |
| Document Number | 38640815 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 003864/000815 |
| Instrument | 38194 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
The 2025 property tax bill for 8708 Laredo St was $3,708, up 7.6% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,708.00 (+7.63%) | $310,959 (+7.51%) Land $80,000 Building $230,959 | $310,959 (+7.51%) Land $80,000 Building $230,959 |
| 2024 | $3,445.00 (-0.69%) | $289,237 (+0.59%) Land $75,000 Building $214,237 | $289,237 (+0.59%) Land $75,000 Building $214,237 |
| 2023 | $3,469.00 (+21.85%) | $287,539 (+17.52%) Land $75,000 Building $212,539 | $287,539 (+17.52%) Land $75,000 Building $212,539 |
| 2022 | $2,847.00 | $244,673 | $244,673 Land $45,000 Building $199,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8708 Laredo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8708 Laredo St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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