Santa Rosa County property record for 8689 Laredo St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,467 sqft · built 2020 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,314 (Jul 2020) |
| Tax Bill | $4,118 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage Jul 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00600-0120 |
| Primary APN | 21-2S-26-2740-00600-0120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,467 sqft Heated Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 3,085 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Lot Dimensions | 2,050 ft deep x 1,000 ft wide |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S262740006000120 |
|---|---|
| Street Address | 8689 LAREDO ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NAVARRE 1ST ADD LOT 12 BLK 6 AS DES IN OR 3980 PG 1909 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8689 LAREDO ST, NAVARRE, FL 32566-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UNION STATE BANK |
| Jul 24, 2020 | Warranty Deed, Subdivision Related Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Sep 24, 2019 | Warranty Deed, Transfer MEAD LAW & TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Prior Sale | Sep 24, 2019 · Amount on Record |
| Deed Document Number | 0039801909 |
| Deed Book / Page | 3980 / 1909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8689 LAREDO ST, NAVARRE, FL 32566-2129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038850496 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 3885/0496 |
| Instrument | 201948883 |
| Name | UNION STATE BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 8689 LAREDO ST, NAVARRE, FL 32566-2129 |
| Document Number | 0039801909 |
| Book / Page | 003980 / 001909 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 36952 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8689 LAREDO ST NAVARRE FL 325662129, NAVARRE, FL 32566-2129 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 24, 2019 |
| Property Address | 8689 LAREDO ST, NAVARRE, FL 32566-2129 |
| Document Number | 0038730753 |
| Book / Page | 3873 / 0753 |
| Map Reference | MB B PG 169 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 201942776 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 LAKEVIEW ST, 515, MARY ESTHER, FL 32569-1321 |
| Name | Verified Name |
|---|---|
| Address | 105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,118.00 (+1.96%) Homeowner's exemption | $381,023 (+3%) | $445,814 (+0.83%) Land $75,000 Building $370,814 |
| 2023 | $4,039.00 (+8.08%) Homeowner's exemption | $369,925 (+8.27%) | $442,159 (+16.81%) Land $75,000 Building $367,159 |
| 2022 | $3,737.00 Homeowner's exemption | $341,675 | $378,540 Land $45,000 Building $333,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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