8705 Harness St, Spring Valley, CA 91977 Property Records

San Diego County property record for 8705 Harness St, Spring Valley, CA 91977

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,653 sqft · built 1980
Lot Size	0.184 acres (8,026 sqft)
Owner	Company Name on Record
Tax Bill	$5,527 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`578-134-06-00`

Property Details

APN / Parcel Number

Primary APN	`578-134-06-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,653 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Lot Area	8,026 sqft (0.184 acres)

Location & Zoning

Street Address	8705 HARNESS ST
City	SPRING VALLEY
State	CA
Zip	91977-3821
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Description	LOT 104 TR 004034
Legal Subdivision	MOUNT MIGUEL TERRACE
Legal Tract	004034
Legal Block	1
Legal Lot Number	104
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6897 FREED MANOR LN, SAN DIEGO, CA 92114-7810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 24, 2021	Intrafamily Transfer, Transfer · VA Mortgage GRANDE HOMES INC
May 24, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 11, 2019	Quit Claim Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021
Deed Sale	May 24, 2021
Prior Sale	Sep 12, 1997 · Amount on Record
Deed Document Number	2021389131
Prior Transfer Date	May 17, 2021
Prior Transfer Doc	0000389131
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8705 HARNESS ST, SPRING VALLEY, CA 91977-3821
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6897 FREED MANOR LN, SAN DIEGO, CA 92114-7810

Mortgage

Document Number	0000632835
Date	Sep 7, 2021
Instrument	2021-0632835

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2021
Property Address	8705 HARNESS ST, SPRING VALLEY, CA 91977-3821
Document Number	0000389131
Map Reference	MAP 4034
Instrument Date	May 17, 2021
Instrument	2021-0389131
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6897 FREED MANOR LN, SAN DIEGO, CA 92114-7810

Mortgage

Document Number	0000389132
Date	May 24, 2021
Instrument	2021-0389132

Lender

Name	GRANDE HOMES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2021
Property Address	8705 HARNESS ST, SPRING VALLEY, CA 91977-3821
Document Number	0000389133
Map Reference	MAP 4034
Instrument Date	May 17, 2021
Instrument	2021-0389133
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6897 FREED MANOR LN, SAN DIEGO, CA 92114-7810

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8705 HARNESS ST, SPRING VALLEY, CA 91977-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022470
Date	Jan 17, 2017
Instrument	2017-0022470

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 12, 2046

September 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2019
Property Address	8705 HARNESS ST, SPRING VALLEY, CA 91977-3821
Document Number	0000395620
Instrument Date	Sep 4, 2019
Instrument	395620
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8689 BIGFORD ST SPRING VALLEY CA 919773804, SPRING VALLEY, CA 91977-3804

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$383,614 (+2%) Land $83,930 Building $299,684
2025	$5,527.00 (+8.5%) Homeowner's exemption	$376,093 (+4.04%) Land $82,285 Building $293,808
2023	$5,094.00 (+1.94%) Homeowner's exemption	$361,491 Land $79,091 Building $282,400
2022	$4,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Feb 2017 · rainfall accumulation
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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